MFI ReportMisión:
Our Mission is to transform the lives of the poor by providing them with access to client useful financial services and training resources through a financially viable nationwide micro-finance institution
Antecedentes y principales retos:
CETZAM was founded in 1995 an independent microfinance institution affiliated to Opportunity International (OI). With DFID support, CETZAM established the Northern Zambia Micro Enterprise Development Project (NOZAMED). Lending started in 1998. Building on this success, DFID funded expansion of ... Leer más
CETZAM was founded in 1995 an independent microfinance institution affiliated to Opportunity International (OI). With DFID support, CETZAM established the Northern Zambia Micro Enterprise Development Project (NOZAMED). Lending started in 1998. Building on this success, DFID funded expansion of the programme to enable CETZAM become the first sustainable and regulated microfinance institution in Zambia on a national scale. However, this expansion was shelved in early 2003 due to poor performance. CETZAM has since been restructured for viability and is making headway in developing the portfolio.
The Main challenges are:
1. Lack of clear regulations for MFIs;
2. Continued funding as current funding comes to an end;
3. Ensuring the gains made in the re-structuring process are maintained and enhanced for sustainability;
4. Increasing outreach Ocultar
The Main challenges are:
1. Lack of clear regulations for MFIs;
2. Continued funding as current funding comes to an end;
3. Ensuring the gains made in the re-structuring process are maintained and enhanced for sustainability;
4. Increasing outreach Ocultar
Dirección:
4th Floor Mukuba Pension House Dedan Kimathi Road Private Bag E 760
Lusaka
Zambia
Teléfono:
00 260 1 222980
Fax:
00 260 1 222961
Correo electrónico:
info [at] cetzam [dot] com [dot] zm
Principales fuentes de financiamiento:
Grants
Productos y servicios:
Loans
Insurance
Training and Consulting
Productos:
Credit:
Trust Bank Loans (group loans)
Solidarity Group Loans (smaller groups)
Individual loans
Insurance:
"Ntula" Funeral Insurance
Credit life Insurance
Trust Bank Loans (group loans)
Solidarity Group Loans (smaller groups)
Individual loans
Insurance:
"Ntula" Funeral Insurance
Credit life Insurance
Servicios proporcionados:
Business Development Services
Buscar (Tipos de Inversión):
Capacity Building Grants
Loans in US$
% Operaciones que incluyen MF:
91 - 100
Fecha en que se estableció:
Jan 1 1998
Fin de año fiscal:
31-Mar
Current Legal Status:
NBFI
Regulada:
yes
Una visión rápida
- Assets
- Gross Loan Portfolio
- Equity
Contactos
-
Dyson MandivengaCEOdmandivenga [at] cetzam [dot] com [dot] zm00 260 1 222980
