MFI ReportObjectifs:
Our Mission is to transform the lives of the poor by providing them with access to client useful financial services and training resources through a financially viable nationwide micro-finance institution
Contexte et principaux défis:
CETZAM was founded in 1995 an independent microfinance institution affiliated to Opportunity International (OI). With DFID support, CETZAM established the Northern Zambia Micro Enterprise Development Project (NOZAMED). Lending started in 1998. Building on this success, DFID funded expansion of ... En savoir plus
CETZAM was founded in 1995 an independent microfinance institution affiliated to Opportunity International (OI). With DFID support, CETZAM established the Northern Zambia Micro Enterprise Development Project (NOZAMED). Lending started in 1998. Building on this success, DFID funded expansion of the programme to enable CETZAM become the first sustainable and regulated microfinance institution in Zambia on a national scale. However, this expansion was shelved in early 2003 due to poor performance. CETZAM has since been restructured for viability and is making headway in developing the portfolio.
The Main challenges are:
1. Lack of clear regulations for MFIs;
2. Continued funding as current funding comes to an end;
3. Ensuring the gains made in the re-structuring process are maintained and enhanced for sustainability;
4. Increasing outreach Cacher
The Main challenges are:
1. Lack of clear regulations for MFIs;
2. Continued funding as current funding comes to an end;
3. Ensuring the gains made in the re-structuring process are maintained and enhanced for sustainability;
4. Increasing outreach Cacher
Adresse:
4th Floor Mukuba Pension House Dedan Kimathi Road Private Bag E 760
Lusaka
Zambia
Téléphone:
00 260 1 222980
Fax:
00 260 1 222961
Email:
info [at] cetzam [dot] com [dot] zm
Principales sources de financement:
Grants
Produits et Services:
Loans
Insurance
Training and Consulting
Produits:
Credit:
Trust Bank Loans (group loans)
Solidarity Group Loans (smaller groups)
Individual loans
Insurance:
"Ntula" Funeral Insurance
Credit life Insurance
Trust Bank Loans (group loans)
Solidarity Group Loans (smaller groups)
Individual loans
Insurance:
"Ntula" Funeral Insurance
Credit life Insurance
Services Offerts:
Business Development Services
à la recherche de :
Capacity Building Grants
Loans in US$
% des opérations représentant la MF:
91 - 100
Date de création:
Jan 1 1998
Date de fin d'exercice:
31-Mar
Statut légal actuel:
NBFI
réglementé:
yes
En Bref
- Actif
- Encours Brut de Prêts
- Fonds propres
Contacts
-
Dyson MandivengaCEOdmandivenga [at] cetzam [dot] com [dot] zm00 260 1 222980
