Fundación Integral de Desarrollo Rural del Pacífico Central

Objectifs:

Satisfacer las necesidades financieras de los habitantes del área rural y semiurbana, de la sub región central sur del país, en forma eficaz y eficiente. Para mejorar su desarrollo y calidad de vida, sin deterioro del ambiente y con equidad de género

Contexte et principaux défis:

Mejorar el nivel de vida de la familia campesina de la region, fortaleciendo la gestion comunal y el Modelo de crédito FIDERPAC.

Adresse:

Santigo, Puriscal 75 metros al sur del asilo de ancianos. Barrio Corazon de Jesus.

San José

Costa Rica

Téléphone:

(506) 2416-4233

Fax:

(506) 2416-6949

Email:

egonzale [at] fiderpac [dot] org

Site web:

www.fiderpac.org

Principales sources de financement:

Loans

Produits et Services:

Loans

Training and Consulting

à la recherche de :

Equity

Loans in Local Currency

% des opérations représentant la MF:

91 - 100

Date de création:

Jan 1 1993

Date de fin d'exercice:

31-Dec

Statut légal actuel:

NGO

réglementé:

Profil de Performance Sociale


+ Détails de la mission
+ Target markets (ranked by importance)
Clients living in rural areas	1
Femmes	2
+ Development goals (ranked by importance)
Accès accru aux services financiers	1
Réduction de la pauvreté	2
Développement d'entreprises "start-up"	3
Croissance des entreprises existantes	4
+ Poverty targets
Pas d'objectif précis en termes de pauvreté
+ Gouvernance
+ Gamme de produits et services
+ Produits et services financiers offerts
+ Credit products offered
Prêts de microcrédit pour les micro-entreprises
Prêts agricoles
+ Savings products offered
+ Compulsory insurance products required
+ Voluntary insurance products offered
+ Other financial products and services offered
+ Services non financiers offerts
+ Enterprise services offered
+ Education services offered
+ Health services offered
+ Women's empowerment services offered
Formation au leadership pour les femmes
+ Products and services targeting the poor
Products and services specifically designed to target the poor:
+ Responsabilité sociale envers les clients
+ Principes de protection des clients en usage
Prices, terms and conditions of all financial products are fully disclosed to the customer prior to sale, including interest charges, insurance premiums, minimum balances, all fees, penalties, linked products, third party fees, and whether these can change over time.
Staff is trained to communicate effectively with all customers, ensuring that they understand the product, the terms of the contract, their rights and obligations. Communications techniques address literacy limitations (e.g. reading contracts out loud, materials in local languages).
Acceptable and unacceptable debt collection practices are clearly spelled out in a code of ethics, book of staff rules or debt collection manual.
The organization's corporate culture values and rewards high standards of ethical behavior and customer service.
+ Coûts des services aux clients
Méthode de l'amortissement dégressif
+ Responsabilité sociale envers le personnel
+ Ressources humaines
Transparency on salary (a clear salary scale based upon market salaries)
Benefits (medical insurance, pension contribution)
Protection au travail (sécurité, anti-harcèlement)
Equality (anti-discrimination, equal pay for men and women with equivalent skill levels)
+ Incitations du personnel liées à la performance sociale
+ Responsabilité sociale envers l'environnement
This institution raises clients' awareness about environmental impacts
+ Poverty measurement tools in use

Partenariats

Current
Nom	Relation
Oikocredit	Funding
REDCAMIF	Network Affiliation
REDCOM	Network Affiliation

MFI Report