Balance Sheet for Fundación AgroCapital


		2007	2008	2009	2010
As of date		2007-12-31	2008-12-31	2009-12-31	2010-12-31
Currency code		USD	USD	USD	USD
Assets		26,980,428	30,527,002	31,108,057	22,753,020
Cash and cash equivalents		5,391,941	3,455,164	4,231,951	2,429,187
Trade and other receivables		833,826	920,074	571,729	407,839
Financial assets at fair value		—	—	—	—
Financial assets available for sale		—	—	—	—
Other investments		24,373	—	—	—
Net loan portfolio		19,359,772	24,339,142	24,338,258	18,044,821
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio		20,503,189	25,868,262	26,134,234	19,677,542
+ Delinquency
Less than one month	—	19,845,181	25,203,059	25,514,787	19,328,087
+ One month or more	—	658,008	—	—	—
From one to three months	—	53,707	78,398	26,725	23,232
+ More than three months	—	—	—	—	—
From three to six months	—	41,660	85,824	81,295	46,649
+ More than six months	—	—	—	—	—
From six to twelve months	—	79,761	103,783	239,535	65,994
One year or more	—	61,374	98,850	70,424	95,253
Renegotiated loans	—	421,505	298,349	201,468	118,327
+ Products (credit)
Loans to corporations	—	—	8,841,967	8,966,581	6,167,374
Loans to financial institutions	—	—	—	—	0
Loans to governments	—	—	—	—	0
+ Retail loans	—	—	17,026,295	17,167,654	13,510,168
+ Household financing	—	—	—	0	888,701
Consumption	—	—	—	—	107,867
Education	—	—	—	—	0
Mortgage housing	—	—	—	—	780,834
Household other	—	—	—	—	0
Microenterprise	—	—	17,026,295	17,167,654	12,621,467
+ Methodology
Individual	—	—	14,702,185	14,386,385	17,199,863
Solidarity group	—	—	—	0	0
Village banking s h g	—	—	2,324,110	2,781,269	2,477,679
+ Location
Urban	—	—	7,886,725	8,154,132	9,892,311
Rural	—	—	9,139,571	9,013,522	9,785,231
+ Risk
Nonperforming	—	—	—	—	—
+ Relationship
External customers	—	—	17,026,295	17,167,654	19,677,542
Management and staff	—	—	—	—	0
+ Gender
Male	—	—	10,409,597	10,432,374	11,391,243
Female	—	—	6,409,346	6,735,280	8,175,739
Legal entity	—	—	207,352	—	110,560
Impairment loss allowance		1,143,417	1,529,120	1,795,977	1,632,721
Unearned income and discount		—	—	0	—
Finance lease		—	—	—	—
Current tax assets		—	—	—	—
Deferred tax assets		—	—	—	—
Inventories		—	—	—	56,159
Intangible assets other than goodwill		—	165,303	199,233	196,346
Net fixed assets		1,370,517	1,600,822	1,667,168	1,584,964
Liabilities and equity		26,980,428	30,527,002	31,108,057	22,753,020
Liabilities		15,247,516	18,223,462	22,228,426	13,617,176
+ DepositsDeposits Total value of all deposit accounts		0	0	0	0
+ Gender
Male	—	—	—	0	—
Female	—	—	—	0	—
Legal entity	—	—	—	0	—
+ Products (deposits)
Deposits from corporations	—	—	—	0	0
Deposits from financial institutions	—	—	—	0	0
Deposits from governments	—	—	—	0	0
+ Retail deposits	—	0	—	0	0
+ Voluntary deposits	—	0	—	0	0
Demand deposits	—	0	—	0	0
Time deposits	—	0	—	0	0
Compulsory deposits	—	0	—	0	0
Borrowings		14,289,355	16,392,595	20,236,383	11,866,890
Subordinated debt		—	—	0	0
Other short term financial liabilities		—	—	0	0
Trade and other payables		958,161	1,152,239	1,332,858	818,619
Provisions for employee benefits		—	29,899	659,185	—
Deferred revenue		—	—	—	—
Current tax liabilities		—	39,043	—	—
Deferred tax liabilities		—	—	—	—
Equity		11,732,912	12,303,540	8,879,632	9,135,843
Paid in capital		4,925,201	5,343,099	1,439,566	1,441,634
Retained earnings		2,968,937	2,852,928	3,303,087	3,525,239
Share premium		—	—	0	—
Treasury shares		—	—	—	—
Donated equity		797,840	—	0	26,048
Equity reserves		3,011,240	3,247,163	3,270,457	3,275,156
Other equity interest		29,694	860,349	866,521	867,766

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