MIX Market

Alidé5Association de Lutte pour la promotion des Initiatives de Développement

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Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 2,048,763 5,409,153
Offices 7 8
Personnel 37 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 39.80% 22.28%
Debt to equity ratio 1.51 3.14
Deposits to loans 48.98% 17.93%
Deposits to total assets 36.72% 12.36%
Gross loan portfolio to total assets 74.98% 78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 8,066 7,997
Percent of women borrowers 94.88% 60.46%
Number of outstanding loans 8,066 8,293
Gross loan portfolio 1,536,104 3,614,788
Average loan balance per borrower 190 592
Average loan balance borrower per borrower / GNI per capita 33.41% 35.69%
Average outstanding balance 190 571
Average outstanding balance / GNI per capita 33.41% 34.39%
Number of depositors 8,056 641
Number of deposit accounts 8,056 1,728
Deposits 752,368 376,783
Average deposit balance per depositor 93 168
Average deposit balance per depositor / GNI per capita 16.00% 15.00%
Average deposit account balance 93 157
Average deposit account balance / GNI per capita 0 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets -2.35% 2.10%
Return on equity -6.14% 9.72%
Operational self sufficiency 91.71% 112.26%
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 26.63% 25.27%
Profit margin -8.83% 11.04%
Yield on gross portfolio (nominal) 34.10% 30.77%
Yield on gross portfolio (real) 32.38% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 29.04% 23.09%
Financial expense/ assets 1.11% 5.26%
Provision for loan impairment/ assets 2.59% 1.13%
Operating expense/ assets 25.35% 14.51%
Personnel expense/ assets 10.00% 8.07%
Administrative expense/ assets 15.34% 6.41%
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 32.75% 19.22%
Personnel expense/ loan portfolio 12.92% 10.70%
Average salary/ GNI per capita 10.01 3.69
Cost per borrower 67 137
Cost per loan 67 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • Alidé
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 218 98
Loans per staff member 218 102
Borrowers per loan officer 576 245
Loans per loan officer 576 252
Depositors per staff member 218 40
Deposit accounts per staff member 218 53
Personnel allocation ratio 37.84% 44.80%
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days 7.37% 3.59%
Portfolio at risk > 90 days 5.64% 2.03%
Write-off ratio 2.48% 0.36%
Loan loss rate 2.32% 0.20%
Risk coverage 36.93% 75.73%
Non-earning liquid assets as a % of total assets 16.50% 11.99%
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
2,048,763 5,316,293
338,141 726,418
48,206 171,459
4,161 0
0
0
1,494,298 3,352,616
1,536,104 3,548,055
41,806 111,590
0
0
0
0
4,126
1,335 16,574
162,623 191,808
2,048,763 5,293,138
1,233,281 3,667,710
752,368 414,688
290,895 1,396,991
132,028 0
4,040
57,990 150,045
20,617
4,052
8,389
0
815,482 1,220,875
432,158
273,638 141,526
0
0
509,056 156,609
19,679 90,962
13,109 0
Alidé All
Number of MFIs 1 451
As of date 2008-12-31 2008
8,066 8,019
8,066 8,456
8,056 1,075
8,056 2,064
Alidé All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
463,328 1,274,256
459,269 1,212,336
394,714 1,054,993
394,518 998,284
13,077
196 1,649
64,556 96,904
64,556 58,055
0
0
2
4,059 10,904
0
0
0
0
0
0
0
0
19,283 240,482
19,283 261,393
13,774 250,036
143,038
13,774 19,270
0
5,509 984
0
5,509 0
67
0
45,029 52,272
47,233 67,799
2,204 1,857
440,917 859,507
173,990 481,282
43,592 34,214
223,335 338,218
-40,903 82,728
Non operating income net 2,204 0
-38,699 87,247
Tax expense 3,988
-38,699 73,372
Donations 283,417 2,252
244,719 107,069
Alidé All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 47,233 68,757
60,116 72,579
12,882 0
Other movements on impairment loss allowance 0
Exchange differences on impairment loss 0
Write offs 33,419 11,480