Income Statement for CHF International / Ameen


		2006	2007	2008	2009	2010
Start date		2005-10-01	2006-10-01	2007-10-01	2008-10-01	2009-10-01
As of date		2006-09-30	2007-09-30	2008-09-30	2009-09-30	2010-09-30
Currency		USD	USD	USD	USD	USD
Financial revenue		1,014,493	1,344,401	1,753,291	2,627,976	3,204,928
Interest and fee income		1,014,493	1,343,081	1,744,912	2,627,976	3,204,928
Revenue from interest		660,212	954,604	1,157,251	1,854,159	2,405,308
+ Interest income on loan portfolio		650,694	899,914	1,091,912	1,738,578	2,254,153
+ Products (credit)
Retail loans	—	—	—	—	—	—
Interest income from investments		9,518	54,690	65,339	115,581	151,155
Other interest income		—	—	0	—	—
Fee and commission income		354,281	388,477	587,661	773,817	799,620
+ Fee and commission income on loan portfolio		354,281	388,477	587,661	773,817	799,620
+ Products (credit)
Retail loans	—	—	—	—	—	—
Income from penalty fees on loan portfolio		—	—	0	—	—
Fee and commission income from other financial services		—	—	0	—	—
Other fee and commission income		—	—	0	—	—
Other operating income		0	1,320	8,379	0	0
Gains (losses) on exchange differences on translation recognised in profit or loss		—	—	0	—	—
Gains (losses) on disposals of property, plant and equipment		—	—	0	—	—
Gains (losses) on financial assets		—	—	—	—	—
Gains (losses) on financial liabilities at fair value through profit or loss		—	—	0	—	—
Gains (losses) on held-to-maturity investments		—	—	0	—	—
Gains (losses) on loans and receivables		—	—	0	—	—
Gains (losses) on available-for-sale financial assets		—	—	0	—	—
Gains (losses) on financial liabilities at amortised cost		—	—	0	—	—
Gains (losses) on net monetary position		—	—	0	—	—
Financial expense		10,852	5,136	49,512	176,313	180,571
Interest and fee expense		3,042	0	49,512	176,313	180,571
Interest expense		—	—	0	0	0
Interest expense on borrowings		—	—	0	0	0
Interest expense on deposits		—	—	0	0	0
Interest expense on subordinated debt		—	—	0	—	—
Fee expense		—	—	49,512	176,313	180,571
Fee and commission expense on deposits		—	—	0	—	—
Fee and commission expense on borrowings		—	—	49,512	176,313	180,571
Other fee and commission expense		—	—	0	—	—
Other financial expense		7,810	5,136	0	0	—
Net impairment loss, gross loan portfolio		146,274	-98,036	13,876	3,092	224,505
Impairment loss (reversal of impairment loss), gross loan portfolio		147,367	-97,756	13,876	3,092	267,000
Recoveries on loans written off		1,093	280	—	0	42,495
Operating expense		973,693	1,297,461	1,575,381	2,026,770	2,405,958
Personnel expense		770,100	999,019	1,226,299	1,552,419	1,794,446
Depreciation and amortisation expense		1,777	3,395	18,506	33,277	41,961
Administrative expense		201,816	295,047	330,576	441,074	569,551
Net operating income		-116,326	139,840	114,522	421,801	393,894
Non operating income		78,370	43,433	0	53,724	52,428
Net Income before taxes and donations		-37,956	183,273	114,522	475,525	446,322
Tax expense		0	23,747	23,147	91,429	147,140
Net Income after taxes and before donations		-37,956	159,526	91,375	384,096	299,182
Donations		0	0	0	50,147	349,853
Net income after taxes and donations		-37,956	159,526	91,375	434,243	649,035

MFI Report

Global Partners