Comparative report | MIX Market

Compare AMK to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	29,520,328	5,409,153
Offices	20	8
Personnel	565	78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	35.41%	22.28%
Debt to equity ratio	1.82	3.14
Deposits to loans	0.66%	17.93%
Deposits to total assets	0.52%	12.36%
Gross loan portfolio to total assets	79.35%	78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	188,696	7,997
Percent of women borrowers	85.12%	60.46%
Number of outstanding loans	197,222	8,293
Gross loan portfolio	23,423,582	3,614,788
Average loan balance per borrower	124	592
Average loan balance borrower per borrower / GNI per capita	22.57%	35.69%
Average outstanding balance	119	571
Average outstanding balance / GNI per capita	21.59%	34.39%
Number of depositors	15,552	641
Number of deposit accounts	15,552	1,728
Deposits	154,523	376,783
Average deposit balance per depositor	10	168
Average deposit balance per depositor / GNI per capita	2.00%	15.00%
Average deposit account balance	10	157
Average deposit account balance / GNI per capita	0	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	4.28%	2.10%
Return on equity	12.69%	9.72%
Operational self sufficiency	124.25%	112.26%

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	30.00%	25.27%
Profit margin	18.08%	11.04%
Yield on gross portfolio (nominal)	36.71%	30.77%
Yield on gross portfolio (real)	26.97%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	24.14%	23.09%
Financial expense/ assets	6.09%	5.26%
Provision for loan impairment/ assets	0.94%	1.13%
Operating expense/ assets	17.11%	14.51%
Personnel expense/ assets	10.20%	8.07%
Administrative expense/ assets	6.90%	6.41%

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	21.22%	19.22%
Personnel expense/ loan portfolio	12.66%	10.70%
Average salary/ GNI per capita	8.49	3.69
Cost per borrower	—	137
Cost per loan	—	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	334	98
Loans per staff member	349	102
Borrowers per loan officer	582	245
Loans per loan officer	609	252
Depositors per staff member	28	40
Deposit accounts per staff member	28	53
Personnel allocation ratio	57.35%	44.80%

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	0.36%	3.59%
Portfolio at risk > 90 days	0.05%	2.03%
Write-off ratio	0.28%	0.36%
Loan loss rate	0.28%	0.20%
Risk coverage	297.28%	75.73%
Non-earning liquid assets as a % of total assets	16.43%	11.99%

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	29,520,328	5,316,293
Cash and cash equivalents	4,851,565	726,418
Total trade and receivables	552,492	171,459
Financial assets at fair value	—	0
Financial assets available for sale	—	0
Other investments	—	0
Net loan portfolio	23,172,984	3,352,616
Gross loan portfolio	23,423,582	3,548,055
Impairment loss allowance	250,598	111,590
Unearned income and discount	—	0
Finance lease	—	0
Current tax assets	—	0
Deferred tax assets	82,214	0
Inventories	—	4,126
Intangible assets other than goodwill	146,396	16,574
Net fixed assets	714,677	191,808
Liabilities and equity	29,520,328	5,293,138
Total liabilities	19,068,266	3,667,710
Deposits	154,523	414,688
Total borrowings	17,478,018	1,396,991
Subordinated debt	—	0
Other short term financial liabilities	38,001	4,040
Trade and other payables	840,849	150,045
Provisions for employee benefits	295,536	20,617
Deferred revenue	—	4,052
Current tax liabilities	—	8,389
Deferred tax liabilities	261,339	0
Total equity	10,452,062	1,220,875
Paid in capital	—	432,158
Retained earnings total	2,103,803	141,526
Share premium	8,348,259	0
Treasury shares	—	0
Donated equity total	—	156,609
Equity reserves	—	90,962
Other equity interest	—	0

	AMK	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	188,696	8,019
Number of outstanding loans	197,222	8,456
Number of depositors	15,552	1,075
Number of deposit accounts	15,552	2,064

	AMK	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	6,276,074	1,274,256
Interest and fee income	6,243,023	1,212,336
Revenue from interest	6,095,424	1,054,993
Interest income from loans	6,043,876	998,284
Financial revenue from investments	51,548	13,077
Other interest income	—	1,649
Fee and commission income	147,599	96,904
Fee income from loans	147,599	58,055
Income from penalty fees	—	0
Fee and commission income from other financial services	—	0
Other fee and commission income	—	2
Other operating income	100,206	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	-67,155	0
Gains (losses) on disposals of property, plant and equipment	—	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	—	0
Gains (losses) on held-to-maturity investments	—	0
Gains (losses) on loans and receivables	—	0
Gains (losses) on available-for-sale financial assets	—	0
Gains (losses) on financial liabilities at amortised cost	—	0
Gains (losses) on net monetary position	—	0
Financial expense	1,274,604	240,482
Interest and fee expense	1,274,604	261,393
Interest expense	1,063,738	250,036
Interest expense on borrowings	1,048,383	143,038
Interest expense on deposits	15,355	19,270
Interest expense on subordinated debt	—	0
Fee expense	210,866	984
Fee and commission expense on deposits	—	0
Fee and commission expense on borrowings	210,866	0
Other fee and commission expense	—	67
Other financial expense	—	0
Net impairment loss, gross loan portfolio	197,006	52,272
Impairment loss (reversal of impairment loss), gross loan portfolio	197,121	67,799
Recovery loan losses	115	1,857
Operating expense	3,579,369	859,507
Personnel expense	2,134,818	481,282
Depreciation expense	216,664	34,214
Administrative expense	1,227,887	338,218
Net operating income	1,135,017	82,728
Non operating income net	0	0
Net income before taxes and donations	1,135,017	87,247
Tax expense	238,950	3,988
Net income after taxes before donations	896,067	73,372
Donations	90,078	2,252
Net income after taxes and donations	986,145	107,069

	AMK	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	197,121	68,757
Impairment loss recognised	197,121	72,579
Reversal of impairment loss	—	0
Other movements on impairment loss allowance	—	0
Exchange differences on impairment loss	-4,417	0
Write offs	47,298	11,480

MIX Market

AMK5Angkor Mikroheranhvatho Kampuchea

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend