Comparative report | MIX Market

Compare Asasah to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

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Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Currency	USD	USD
Total assets	5,153,885	5,409,153
Offices	24	8
Personnel	191	78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

All
Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Capital/asset ratio	-2.53%	22.28%
Debt to equity ratio	-40.50	3.14
Deposits to loans	2.18%	17.93%
Deposits to total assets	1.35%	12.36%
Gross loan portfolio to total assets	62.07%	78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

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All
Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Currency	USD	USD
Number of active borrowers	28,732	7,997
Percent of women borrowers	100.00%	60.46%
Number of outstanding loans	28,732	8,293
Gross loan portfolio	3,199,254	3,661,739
Average loan balance per borrower	111	592
Average loan balance borrower per borrower / GNI per capita	12.95%	35.69%
Average outstanding balance	111	571
Average outstanding balance / GNI per capita	12.95%	34.39%
Number of depositors	—	641
Number of deposit accounts	—	1,728
Deposits	69,716	376,783
Average deposit balance per depositor	—	168
Average deposit balance per depositor / GNI per capita	—	15.00%
Average deposit account balance	—	157
Average deposit account balance / GNI per capita	—	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

All
Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
	USD	USD
Return on assets	-6.82%	2.10%
Return on equity	144.52%	9.72%
Operational self sufficiency	79.39%	112.26%

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
	USD	USD
Financial revenue/ assets	26.28%	25.27%
Profit margin	-25.97%	11.04%
Yield on gross portfolio (nominal)	38.34%	30.77%
Yield on gross portfolio (real)	28.57%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

All
Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
	USD	USD
Total expense/ assets	33.10%	23.09%
Financial expense/ assets	11.10%	5.26%
Provision for loan impairment/ assets	0.18%	1.13%
Operating expense/ assets	21.83%	14.51%
Personnel expense/ assets	10.61%	8.07%
Administrative expense/ assets	11.21%	6.41%

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
	USD	USD
Operating expense/ loan portfolio	32.49%	19.22%
Personnel expense/ loan portfolio	15.80%	10.70%
Average salary/ GNI per capita	—	3.69
Cost per borrower	40	137
Cost per loan	40	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

All
Asasah

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Borrowers per staff member	150	98
Loans per staff member	150	102
Borrowers per loan officer	368	245
Loans per loan officer	368	252
Depositors per staff member	—	40
Deposit accounts per staff member	—	53
Personnel allocation ratio	40.84%	44.80%

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
	USD	USD
Portfolio at risk > 30 days	1.98%	3.59%
Portfolio at risk > 90 days	1.71%	2.03%
Write-off ratio	—	0.36%
Loan loss rate	—	0.20%
Risk coverage	100.98%	75.73%
Non-earning liquid assets as a % of total assets	20.78%	11.99%

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Currency	USD	USD
Total assets	5,153,885	5,316,293
Cash and cash equivalents	1,070,768	721,678
Total trade and receivables	757,626	171,459
Financial assets at fair value	—	0
Financial assets available for sale	—	0
Other investments	—	0
Net loan portfolio	3,135,269	3,352,616
Gross loan portfolio	3,199,254	3,514,762
Impairment loss allowance	63,985	109,046
Unearned income and discount	—	0
Finance lease	—	0
Current tax assets	30,903	0
Deferred tax assets	—	0
Inventories	28,846	4,126
Intangible assets other than goodwill	7,323	16,574
Net fixed assets	123,150	192,881
Liabilities and equity	5,153,885	5,293,138
Total liabilities	5,284,350	3,666,852
Deposits	69,716	414,688
Total borrowings	5,006,217	1,381,184
Subordinated debt	—	0
Other short term financial liabilities	98,990	4,040
Trade and other payables	109,427	145,875
Provisions for employee benefits	—	20,617
Deferred revenue	—	4,052
Current tax liabilities	—	8,389
Deferred tax liabilities	—	0
Total equity	-130,465	1,220,875
Paid in capital	—	434,291
Retained earnings total	-390,520	142,164
Share premium	—	0
Treasury shares	—	0
Donated equity total	—	156,609
Equity reserves	260,056	90,962
Other equity interest	—	0

	Asasah	All
Number of MFIs	1	451
As of date	2009-06-30	2008
Number of active borrowers	28,732	8,019
Number of outstanding loans	28,732	8,456
Number of depositors	—	1,075
Number of deposit accounts	—	2,064

	Asasah	All
Number of MFIs	1	451
Start date	2008-07-01	2008
As of date	2009-06-30	2008
Currency	USD	USD
Operating income	1,272,266	1,274,256
Interest and fee income	1,270,869	1,214,159
Revenue from interest	1,227,759	1,052,533
Interest income from loans	1,203,802	998,284
Financial revenue from investments	23,957	13,077
Other interest income	—	1,649
Fee and commission income	43,110	99,375
Fee income from loans	43,110	58,055
Income from penalty fees	—	0
Fee and commission income from other financial services	—	0
Other fee and commission income	—	2
Other operating income	—	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	1,396	0
Gains (losses) on disposals of property, plant and equipment	—	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	—	0
Gains (losses) on held-to-maturity investments	—	0
Gains (losses) on loans and receivables	—	0
Gains (losses) on available-for-sale financial assets	—	0
Gains (losses) on financial liabilities at amortised cost	—	0
Gains (losses) on net monetary position	—	0
Financial expense	537,124	240,482
Interest and fee expense	537,124	261,158
Interest expense	442,591	249,861
Interest expense on borrowings	442,591	143,968
Interest expense on deposits	—	19,270
Interest expense on subordinated debt	—	0
Fee expense	94,533	984
Fee and commission expense on deposits	—	0
Fee and commission expense on borrowings	90,436	0
Other fee and commission expense	4,096	67
Other financial expense	—	0
Net impairment loss, gross loan portfolio	8,908	52,272
Impairment loss (reversal of impairment loss), gross loan portfolio	8,908	68,494
Recovery loan losses	—	1,857
Operating expense	1,056,588	858,343
Personnel expense	513,866	481,547
Depreciation expense	26,201	34,234
Administrative expense	516,521	338,218
Net operating income	-330,354	82,657
Non operating income net	21,354	0
Net income before taxes and donations	-308,999	87,893
Tax expense	0	3,988
Net income after taxes before donations	-308,999	73,372
Donations	429,938	2,252
Net income after taxes and donations	120,939	105,419

	Asasah	All
Number of MFIs	1	451
Start date	2008-07-01	2008
As of date	2009-06-30	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	8,908	68,757
Impairment loss recognised	8,908	72,579
Reversal of impairment loss	—	0
Other movements on impairment loss allowance	—	0
Exchange differences on impairment loss	—	0
Write offs	0	11,480

MIX Market

Asasah5

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend