MIX Market

Microfinance Institutions

Compare MFIs by selecting the data set and display options, below.
All indicators for peer groups are median values. Graphs show values from the 25th to 75th percentiles, with median midpoints.
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Data source
Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
All
Number of MFIs 451
As of date 2008
Currency USD
Total assets 5,409,153
Offices 8
Personnel 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
All
Number of MFIs 451
As of date 2008
Capital/asset ratio 22.30%
Debt to equity ratio 3.14
Deposits to loans 17.87%
Deposits to total assets 12.35%
Gross loan portfolio to total assets 78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
All
Number of MFIs 451
As of date 2008
Currency USD
Number of active borrowers 7,997
Percent of women borrowers 60.46%
Number of outstanding loans 8,293
Gross loan portfolio 3,683,738
Average loan balance per borrower 592
Average loan balance borrower per borrower / GNI per capita 35.69%
Average outstanding balance 571
Average outstanding balance / GNI per capita 34.39%
Number of depositors 641
Number of deposit accounts 1,728
Deposits 376,783
Average deposit balance per depositor 168
Average deposit balance per depositor / GNI per capita 15.00%
Average deposit account balance 157
Average deposit account balance / GNI per capita 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
All
Number of MFIs 451
As of date 2008
USD
Return on assets 2.10%
Return on equity 9.72%
Operational self sufficiency 112.24%
Revenues
All
Number of MFIs 451
As of date 2008
USD
Financial revenue/ assets 25.27%
Profit margin 11.03%
Yield on gross portfolio (nominal) 30.77%
Yield on gross portfolio (real) 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
All
Number of MFIs 451
As of date 2008
USD
Total expense/ assets 23.09%
Financial expense/ assets 5.26%
Provision for loan impairment/ assets 1.13%
Operating expense/ assets 14.51%
Personnel expense/ assets 8.07%
Administrative expense/ assets 6.41%
Efficiency
All
Number of MFIs 451
As of date 2008
USD
Operating expense/ loan portfolio 19.22%
Personnel expense/ loan portfolio 10.70%
Average salary/ GNI per capita 3.69
Cost per borrower 137
Cost per loan 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
All
Number of MFIs 451
As of date 2008
Borrowers per staff member 98
Loans per staff member 102
Borrowers per loan officer 245
Loans per loan officer 252
Depositors per staff member 40
Deposit accounts per staff member 53
Personnel allocation ratio 44.80%
Risk and liquidity
All
Number of MFIs 451
As of date 2008
USD
Portfolio at risk > 30 days 3.59%
Portfolio at risk > 90 days 2.03%
Write-off ratio 0.36%
Loan loss rate 0.20%
Risk coverage 75.73%
Non-earning liquid assets as a % of total assets 12.01%