Comparative report | MIX Market

Compare BRAC - SS to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

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All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	8,253,711	5,409,153
Offices	17	8
Personnel	120	77

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	35.08%	22.28%
Debt to equity ratio	1.85	3.14
Deposits to loans	23.58%	17.93%
Deposits to total assets	5.00%	12.36%
Gross loan portfolio to total assets	21.21%	78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	10,403	7,997
Percent of women borrowers	100.00%	60.46%
Number of outstanding loans	10,403	8,293
Gross loan portfolio	1,750,546	3,614,788
Average loan balance per borrower	168	592
Average loan balance borrower per borrower / GNI per capita	17.71%	35.69%
Average outstanding balance	168	571
Average outstanding balance / GNI per capita	17.71%	34.39%
Number of depositors	—	641
Number of deposit accounts	—	1,728
Deposits	412,801	376,783
Average deposit balance per depositor	—	168
Average deposit balance per depositor / GNI per capita	—	15.00%
Average deposit account balance	—	157
Average deposit account balance / GNI per capita	—	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	-18.00%	2.10%
Return on equity	-51.13%	9.72%
Operational self sufficiency	39.56%	112.24%

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	11.78%	25.27%
Profit margin	-152.79%	11.03%
Yield on gross portfolio (nominal)	49.89%	30.77%
Yield on gross portfolio (real)	38.81%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	29.78%	23.09%
Financial expense/ assets	8.17%	5.26%
Provision for loan impairment/ assets	2.21%	1.13%
Operating expense/ assets	19.40%	14.51%
Personnel expense/ assets	7.15%	8.07%
Administrative expense/ assets	12.25%	6.41%

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	82.18%	19.22%
Personnel expense/ loan portfolio	30.29%	10.70%
Average salary/ GNI per capita	4.30	3.69
Cost per borrower	132	137
Cost per loan	—	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

All
BRAC - SS

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	87	98
Loans per staff member	87	102
Borrowers per loan officer	139	245
Loans per loan officer	139	252
Depositors per staff member	—	40
Deposit accounts per staff member	—	53
Personnel allocation ratio	62.50%	44.80%

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	4.03%	3.57%
Portfolio at risk > 90 days	0.35%	2.00%
Write-off ratio	5.61%	0.36%
Loan loss rate	5.61%	0.20%
Risk coverage	77.86%	76.09%
Non-earning liquid assets as a % of total assets	73.80%	11.99%

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	8,253,711	5,316,293
Cash and cash equivalents	6,090,895	721,678
Total trade and receivables	356,993	171,459
Financial assets at fair value	0	0
Financial assets available for sale	0	0
Other investments	—	0
Net loan portfolio	1,695,686	3,352,616
Gross loan portfolio	1,750,546	3,514,762
Impairment loss allowance	54,860	111,590
Unearned income and discount	0	0
Finance lease	0	0
Current tax assets	0	0
Deferred tax assets	0	0
Inventories	0	4,126
Intangible assets other than goodwill	0	16,574
Net fixed assets	110,138	191,808
Liabilities and equity	8,253,711	5,293,138
Total liabilities	5,358,007	3,666,852
Deposits	412,801	414,688
Total borrowings	3,564,136	1,390,424
Subordinated debt	0	0
Other short term financial liabilities	0	4,040
Trade and other payables	1,299,854	147,016
Provisions for employee benefits	0	20,617
Deferred revenue	81,216	4,052
Current tax liabilities	0	8,389
Deferred tax liabilities	0	0
Total equity	2,895,704	1,177,566
Paid in capital	—	432,158
Retained earnings total	-94,562	141,526
Share premium	0	0
Treasury shares	0	0
Donated equity total	2,990,266	156,609
Equity reserves	0	90,962
Other equity interest	0	0

	BRAC - SS	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	10,403	8,019
Number of outstanding loans	10,403	8,456
Number of depositors	—	1,075
Number of deposit accounts	—	2,064

	BRAC - SS	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	555,685	1,272,266
Interest and fee income	555,685	1,212,336
Revenue from interest	481,360	1,054,993
Interest income from loans	481,360	998,284
Financial revenue from investments	—	13,077
Other interest income	0	1,649
Fee and commission income	74,324	96,904
Fee income from loans	74,324	58,055
Income from penalty fees	0	0
Fee and commission income from other financial services	0	0
Other fee and commission income	0	2
Other operating income	0	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	—	0
Gains (losses) on disposals of property, plant and equipment	0	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	0	0
Gains (losses) on held-to-maturity investments	0	0
Gains (losses) on loans and receivables	0	0
Gains (losses) on available-for-sale financial assets	0	0
Gains (losses) on financial liabilities at amortised cost	0	0
Gains (losses) on net monetary position	0	0
Financial expense	385,283	240,482
Interest and fee expense	385,283	261,393
Interest expense	385,283	250,036
Interest expense on borrowings	200,197	143,479
Interest expense on deposits	0	19,270
Interest expense on subordinated debt	0	0
Fee expense	0	984
Fee and commission expense on deposits	0	0
Fee and commission expense on borrowings	0	0
Other fee and commission expense	0	67
Other financial expense	0	0
Net impairment loss, gross loan portfolio	104,063	52,251
Impairment loss (reversal of impairment loss), gross loan portfolio	104,063	67,799
Recovery loan losses	0	1,857
Operating expense	915,396	858,343
Personnel expense	337,371	481,282
Depreciation expense	10,456	34,214
Administrative expense	567,568	338,218
Net operating income	-849,057	82,657
Non operating income net	0	0
Net income before taxes and donations	-849,057	87,247
Tax expense	0	3,988
Net income after taxes before donations	-849,057	70,639
Donations	3,058,008	2,252
Net income after taxes and donations	2,208,950	106,932

	BRAC - SS	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	104,063	68,757
Impairment loss recognised	104,063	72,579
Reversal of impairment loss	0	0
Other movements on impairment loss allowance	0	0
Exchange differences on impairment loss	0	0
Write offs	62,459	11,444

MIX Market

BRAC - SSBRAC Southern Sudan

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2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend