Consejo de Asistencia al Microemprendedor, S.A. de C.V., SFP

CAME4

Consejo de Asistencia al Microemprendedor, S.A. de C.V., SFP

Currency:

Institutional Characteristics

Institutional Characteristics
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Assets	—	91,547,671
OfficesOffices Number, including head office	—	160
PersonnelPersonnel Total number of staff members	—	2,980

Financing Structure

Financing Structure
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Capital/asset ratioCapital/asset ratio Total Equity / Total Assets	—	20.22%
Debt to equity ratioDebt to equity ratio Total Liabilities / Total Equity	—	3.95
Deposits to loansDeposits to loans Deposits / Gross Loan Portfolio	35.97%	34.10%
Deposits to total assetsDeposits to total assets Deposits / Total Assets	—	25.91%
Gross loan portfolio to total assetsGross loan portfolio to total assets Gross Loan Portfolio / Total Assets	—	75.99%

Outreach Indicators

Outreach Indicators
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
As of date	2011-09-30	2011-12-31
Currency	USD	USD
+ Number of active borrowersNumber of active borrowers Number of borrowers with loans outstanding	290,820	298,564
+ Gender
Female	—	225,714
Percent of female borrowers	—	75.60%
+ Number of loans outstandingNumber of loans outstanding Number of loans outstanding	—	298,564
+ Delinquency
+ One month or more	—	—
+ More than three months	—	—
+ More than six months	—	—
One year or more	—	0
+ Methodology
Individual	—	2,153
Solidarity group	—	0
Village banking s h g	—	296,411
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio	63,558,332	69,568,546
+ Delinquency
Less than one month	—	64,845,863
+ One month or more	2,116,695	4,722,683
From one to three months	—	2,077,151
+ More than three months	—	2,645,532
From three to six months	—	1,993,452
+ More than six months	—	652,080
From six to twelve months	—	652,080
One year or more	—	0
Renegotiated loans	—	0
Average loan balance per borrowerAverage loan balance per borrower Gross Loan Portfolio / Number of Active Borrowers	219	233
Average loan balance per borrower / GNI per capitaAverage loan balance per borrower / GNI per capita Average Loan Balance per Borrower / GNI per Capita	—	—
Average outstanding balanceAverage outstanding balance Gross Loan Portfolio / Number of Loans Outstanding	—	233
Average outstanding balance / GNI per capitaAverage outstanding balance / GNI per capita Average Outstanding Balance / GNI per Capita	—	—
+ Number of depositorsNumber of depositors Number of depositors with any type of deposit account	290,820	296,411
+ Products (deposits)
+ Retail deposits	—	296,411
+ Voluntary deposits	—	0
Demand deposits	—	0
Time deposits	—	0
Compulsory deposits	—	296,411
+ Number of deposit accountsNumber of deposit accounts Number of all deposit accounts	—	296,411
+ Products (deposits)
+ Retail deposits	—	296,411
+ Voluntary deposits	—	0
Demand deposits	—	0
Time deposits	—	0
Compulsory deposits	—	296,411
+ DepositsDeposits Total value of all deposit accounts	22,859,761	23,720,658
+ Products (deposits)
+ Retail deposits	—	23,720,658
+ Voluntary deposits	—	0
Demand deposits	—	0
Time deposits	—	0
Compulsory deposits	—	23,720,658
Average deposit balance per depositorAverage deposit balance per depositor Deposits / Number of Depositors	79	80
Average deposit balance per depositor / GNI per capitaAverage deposit balance per depositor / GNI per capita Average Deposit Balance per Depositor / GNI per Capita	—	—
Average deposit account balanceAverage deposit account balance Deposits / Number of Deposit Accounts	—	80
Average deposit account balance / GNI per capitaAverage deposit account balance / GNI per capita Average Deposit Account Balance / GNI per Capita	—	—

Overall Financial Performance

Overall Financial Performance
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Return on assetsReturn on assets (Net Operating Income - Taxes) / Average Total Assets	—	—
Return on equityReturn on equity (Net Operating Income - Taxes) / Average Total Equity	—	—
Operational self sufficiencyOperational self sufficiency Financial Revenue / (Financial Expense + Net Impairment Loss + Operating Expense)	—	—

Revenues

Revenues
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Financial revenue/ assetsFinancial revenue/ assets Financial Revenue / Average Total Assets	—	—
Profit marginProfit margin Net Operating Income / Financial Revenue	—	—
Yield on gross portfolio (nominal)Yield on gross portfolio (nominal) Financial Revenue from Loan Portfolio / Average Gross Loan Portfolio	—	—
Yield on gross portfolio (real)Yield on gross portfolio (real) (Yield on Gross Portfolio (nominal) - Inflation Rate) / (1 + Inflation Rate)	—	—

Expenses

Expenses
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Total expense/ assetsTotal expense/ assets (Financial Expense + Net Impairment Loss + Operating Expense) / Average Total Assets	—	—
Financial expense/ assetsFinancial expense/ assets Financial Expense / Average Total Assets	—	—
Provision for loan impairment/ assetsProvision for loan impairment/ assets Impairment Losses on Loans / Average Total Assets	—	—
Operating expense/ assetsOperating expense/ assets Operating Expense / Average Total Assets	—	—
Personnel expense/ assetsPersonnel expense/ assets Personnel Expense / Average Total Assets	—	—
Administrative expense/ assetsAdministrative expense/ assets Administrative Expense / Average Total Assets	—	—

Efficiency

Efficiency
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Operating expense/ loan portfolioOperating expense/ loan portfolio Operating Expense / Average Gross Loan Portfolio	—	—
Personnel expense/ loan portfolioPersonnel expense/ loan portfolio Personnel Expense / Average Gross Loan Portfolio	—	—
Average salary/ GNI per capitaAverage salary/ GNI per capita Average Personnel Expense / GNI per capita	—	—
Cost per borrowerCost per borrower Operating Expense / Average Number of Active Borrowers	—	—
Cost per loanCost per loan Operating Expense / Average Number of Loans Outstanding	—	—

Productivity

Productivity
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
Borrowers per staff memberBorrowers per staff member Number of Active Borrowers / Number of Personnel	—	100
Loans per staff memberLoans per staff member Number of Loans Outstanding / Number of Personnel	—	100
Borrowers per loan officerBorrowers per loan officer Number of Active Borrowers / Number of Loan Officers	182	172
Loans per loan officerLoans per loan officer Number of Loans Outstanding / Number of Loan Officers	—	172
Depositors per staff memberDepositors per staff member Number of Depositors / Number of Personnel	—	99
Deposit accounts per staff memberDeposit accounts per staff member Number of Deposit Accounts / Number of Personnel	—	99
Personnel allocation ratioPersonnel allocation ratio Number of Loan Officers / Number of Personnel	—	58.19%

Risk And Liquidity

Risk And Liquidity
MFI name	CAME	CAME
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	-	3
Currency	USD	USD
Fiscal year	2011	2011
Period type	QTR	ANN
As of date	2011-09-30	2011-12-31
As of date	2011-09-30	2011-12-31
Currency	USD	USD
Portfolio at risk > 30 daysPortfolio at risk > 30 days Outstanding balance, portfolio overdue > 30 Days + renegotiated portfolio / Gross Loan Portfolio	3.33%	6.79%
Portfolio at risk > 90 daysPortfolio at risk > 90 days Outstanding balance, portfolio overdue > 90 Days + renegotiated portfolio / Gross Loan Portfolio	—	3.80%
Write-off ratioWrite-off ratio Value of loans written-off / Average Gross Loan Portfolio	6.36%	2.88%
Loan loss rateLoan loss rate (Write-offs - Value of Loans Recovered) / Average Gross Loan Portfolio	—	2.88%
Risk coverageRisk coverage Impairment Loss Allowance / PAR > 30 Days	—	74.07%
Non-earning liquid assets as a % of total assetsNon-earning liquid assets as a % of total assets Cash and banks / Total Assets	—	7.77%

MFI Report

CAME4

Consejo de Asistencia al Microemprendedor, S.A. de C.V., SFP

Select i

Report Periodi

Report Typei

Compare to Benchmarksi

Global Partners