COOPAC León XIII3

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Institutional Characteristics
Institutional Characteristics
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Assets 27,741,977
OfficesOffices

Number, including head office

PersonnelPersonnel

Total number of staff members

Financing Structure
Financing Structure
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Capital/asset ratioCapital/asset ratio

Total Equity / Total Assets

41.94%
Debt to equity ratioDebt to equity ratio

Total Liabilities / Total Equity

1.38
Deposits to loansDeposits to loans

Deposits / Gross Loan Portfolio

85.09%
Deposits to total assetsDeposits to total assets

Deposits / Total Assets

47.31%
Gross loan portfolio to total assetsGross loan portfolio to total assets

Gross Loan Portfolio / Total Assets

55.60%
Outreach Indicators
Outreach Indicators
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
As of date 2012-03-31
Currency USD
Number of active borrowersNumber of active borrowers

Number of borrowers with loans outstanding

Percent of female borrowers
Number of loans outstandingNumber of loans outstanding

Number of loans outstanding

+ Gross Loan PortfolioGross Loan Portfolio

Gross Loan Portfolio

15,425,441
14,620,159
20,429
Average loan balance per borrowerAverage loan balance per borrower

Gross Loan Portfolio / Number of Active Borrowers

Average loan balance per borrower / GNI per capitaAverage loan balance per borrower / GNI per capita

Average Loan Balance per Borrower / GNI per Capita

Average outstanding balanceAverage outstanding balance

Gross Loan Portfolio / Number of Loans Outstanding

Average outstanding balance / GNI per capitaAverage outstanding balance / GNI per capita

Average Outstanding Balance / GNI per Capita

Number of depositorsNumber of depositors

Number of depositors with any type of deposit account

Number of deposit accountsNumber of deposit accounts

Number of all deposit accounts

DepositsDeposits

Total value of all deposit accounts

13,125,463
Average deposit balance per depositorAverage deposit balance per depositor

Deposits / Number of Depositors

Average deposit balance per depositor / GNI per capitaAverage deposit balance per depositor / GNI per capita

Average Deposit Balance per Depositor / GNI per Capita

Overall Financial Performance
Overall Financial Performance
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Return on assetsReturn on assets

(Net Operating Income - Taxes) / Average Total Assets

2.10%
Return on equityReturn on equity

(Net Operating Income - Taxes) / Average Total Equity

4.93%
Operational self sufficiencyOperational self sufficiency

Financial Revenue / (Financial Expense + Net Impairment Loss + Operating Expense)

120.35%
Revenues
Revenues
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Financial revenue/ assetsFinancial revenue/ assets

Financial Revenue / Average Total Assets

12.40%
Profit marginProfit margin

Net Operating Income / Financial Revenue

16.91%
Yield on gross portfolio (nominal)Yield on gross portfolio (nominal)

Financial Revenue from Loan Portfolio / Average Gross Loan Portfolio

19.71%
Yield on gross portfolio (real)Yield on gross portfolio (real)

(Yield on Gross Portfolio (nominal) - Inflation Rate) / (1 + Inflation Rate)

Expenses
Expenses
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Total expense/ assetsTotal expense/ assets

(Financial Expense + Net Impairment Loss + Operating Expense) / Average Total Assets

10.30%
Financial expense/ assetsFinancial expense/ assets

Financial Expense / Average Total Assets

2.51%
Provision for loan impairment/ assetsProvision for loan impairment/ assets

Impairment Losses on Loans / Average Total Assets

0.00%
Operating expense/ assetsOperating expense/ assets

Operating Expense / Average Total Assets

7.79%
Personnel expense/ assetsPersonnel expense/ assets

Personnel Expense / Average Total Assets

4.24%
Administrative expense/ assetsAdministrative expense/ assets

Administrative Expense / Average Total Assets

3.55%
Efficiency
Efficiency
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Operating expense/ loan portfolioOperating expense/ loan portfolio

Operating Expense / Average Gross Loan Portfolio

13.98%
Personnel expense/ loan portfolioPersonnel expense/ loan portfolio

Personnel Expense / Average Gross Loan Portfolio

7.61%
Average salary/ GNI per capitaAverage salary/ GNI per capita

Average Personnel Expense / GNI per capita

Cost per borrowerCost per borrower

Operating Expense / Average Number of Active Borrowers

Cost per loanCost per loan

Operating Expense / Average Number of Loans Outstanding

Productivity
Productivity
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
Borrowers per staff memberBorrowers per staff member

Number of Active Borrowers / Number of Personnel

Loans per staff memberLoans per staff member

Number of Loans Outstanding / Number of Personnel

Borrowers per loan officerBorrowers per loan officer

Number of Active Borrowers / Number of Loan Officers

Loans per loan officerLoans per loan officer

Number of Loans Outstanding / Number of Loan Officers

Depositors per staff memberDepositors per staff member

Number of Depositors / Number of Personnel

Deposit accounts per staff memberDeposit accounts per staff member

Number of Deposit Accounts / Number of Personnel

Personnel allocation ratioPersonnel allocation ratio

Number of Loan Officers / Number of Personnel

Risk And Liquidity
Risk And Liquidity
MFI name COOPAC León XIII
Annual DiamondsAnnual Diamonds

Annual Diamonds - Please see details in the FAQ's

-
Currency USD
Fiscal year 2012
Period type QTR
As of date 2012-03-31
As of date 2012-03-31
Currency USD
Portfolio at risk > 30 daysPortfolio at risk > 30 days

Outstanding balance, portfolio overdue > 30 Days + renegotiated portfolio / Gross Loan Portfolio

0.13%
Portfolio at risk > 90 daysPortfolio at risk > 90 days

Outstanding balance, portfolio overdue > 90 Days + renegotiated portfolio / Gross Loan Portfolio

0.13%
Write-off ratioWrite-off ratio

Value of loans written-off / Average Gross Loan Portfolio

Loan loss rateLoan loss rate

(Write-offs - Value of Loans Recovered) / Average Gross Loan Portfolio

Risk coverageRisk coverage

Impairment Loss Allowance / PAR > 30 Days

6,278.54%
Non-earning liquid assets as a % of total assetsNon-earning liquid assets as a % of total assets

Cash and banks / Total Assets

39.08%