india Market Profile

MIX Premium Quarterly Update
April 27, 2015

2014 - December : Factsheet

During the December 2014 quarter Indian MFIs have registered an agrregated growth in their borrower base of 11% and loan portolfio of 7.2%. The MFIs are expanding their outreach towards ex- AP portfolio where they registered relatively slower growth this quarter than the previous quarter. The portfolio at risk has not seen much of a change over the last five quarters and maintained the risk levels at around 0.3%.

This report is also available for individual purchase.

MIX Premium Quarterly Update
April 20, 2015

2014 - September : Factsheet

Indian MFIs have seen rising trend in their loan portfolio for all the quarters of the fiscal year 2014 and September 2014 quarter has seen the highest growth so far. While borrower growth this quarter was slightly lower for the pan India level, however for ex-AP portfolio MFIs have seen an upturns in their outreach levels. With most of the AP MFIs loans written down, the impact of this is clearly visible with risk levels reducing at an aggregated level.

This report is also available for individual purchase.

MIX Premium Barometer
March 23, 2015

2014 - December : Barometer

65 Indian MFIs respondents covering 69% of the market by loan portfolio and 71% of borrower level have responded to the Barometer survey providing projections for the quarter ending in March 2015. Funding at an outreach level and client-indebtedness as a primary factor of risk continues its trend of being the most important factors in the current quarter.

This report is also available for individual purchase.

MIX Premium Barometer
December 08, 2014

2014 - September : Barometer

51 Indian MFIs covering 64% of the market by loan portfolio and 65% by borrower level have responded to the Barometer survey providing projections for the quarter ending in December 2014.  MFIs are reporting that borrower and loan portfolio levels will increase, but the rate of change between the two..

This report is also available for individual purchase.

MIX Premium Quarterly Update
November 25, 2014

2014 - June : Factsheet

In June 2014 quarter RBI introduced a new guideline which will allow NBFC-MFIs to operate as business correspondents for the banks. This news brings in opportunities for the MFIs to expand their current business with various financial services. MFIs in the first quarter of FY 15 have reported slow growth rates however development in the partnership of Banks and NGO MFIs increases the scope of the microfinance industry and aims to expand its business in the coming quarters.

This report is also available for individual purchase.

MIX Premium Barometer
August 29, 2014

2014 - June : Barometer

55 Indian MFIs covering 72% of the market by loan portfolio and 73% by borrower level have responded to the Barometer survey providing projections for the quarter ending in September 2014. Once again, the MFIs have cited funding in terms of outreach and client-indebtedness in terms of risk to be the primary factors of concern in the sector. Over the past few quarters however, the risk levels in India have been on a downward trend.

This report is also available for individual purchase.

MIX Premium Quarterly Update
July 08, 2014

2014 - March : Factsheet

Last few quarters we saw lot of movement at policy level, investment side, MFIs movement etc in India. The quarter ending March-31st served as a defining moment in the Indian MF industry with Bandhan getting the in-principle nod for banking license. On similar lines, Nachiket Mor committee report on #FI has wide implications for Indian MFIs. It has opened the door for MFIs to work as consumer banks and has also recommended allowing NBFC-MFIs to run as BC’s. #RBI also came up with revised guideline on interest rate to be charged by MFIs (Please read the Factsheet to understand MIX opinion on how this will affect the MFIs, as per our estimates).

This report is also available for individual purchase.

MIX Premium Quarterly Update
May 22, 2014

2014 - March: Quarterly Update: Creation of Telangana – Questions Remain

The microfinance sector in Andhra Pradesh waits on the clarity of its operation after the division of the state of Andhra Pradesh. The current situation brings the sector at a standstill and does not resolve the existing questions of the MFIs rather looks to prolongs the uncertainty...

This report is also available for individual purchase.

MIX Premium Barometer
May 13, 2014

2014 - March : Barometer

Forty-three Indian MFIs covering 85% of the market have responded to the barometer survey providing projections for the quarter ending in June 2014. MFIs once again report that client-indebtedness as their primary concern for risk nevertheless they also see PAR levels to reduce in the coming time period.

This report is also available for individual purchase.

MIX Premium Quarterly Update
March 21, 2014

2013 - December : Factsheet

This report provides detailed analysis on the Indian market through December 31, 2013. The data for this report is balanced to reduce misinterpretation and covers the following:

  • Analysis of each metric includes a table listing out the top actors as well as graphs segmenting the market by peer group
  • Insights from local market sources including MFIs and networks
  • Featured indicators include: Number of active borrowers, gross loan portfolio, number of depositors, deposits, and portfolio-at-risk > 30 days

This report is also available for individual purchase.

Featured Intelligence