India Market Profile

MIX Premium Barometer
August 17, 2015

2015 - June : Barometer

68 Indian MFI respondents covering 67% of the market by loan portfolio and 68% by borrower level, have responded to the Barometer survey providing projections for the quarter ending in September 2015. During the quarter MFIs have projected comparable growth rate in the outreach indicators for individual portfolio and national level. However relation between the two is expect to change over the next twelve month.

This report is also available for individual purchase.

MIX Premium Quarterly Update
July 20, 2015

2015 - March : Factsheet

The Indian microfinance sector's loan portfolio, after shrinking during FY12, has grown quite strongly by over 50% to Rs. 361,564 million during FY14 and FY15. The total number of borrowers relative to previous quarter grew slower during the March 2015 quarter as MFIs reported 6% growth. However, over one year the borrower base has grown about 23%. The gross loan portfolio spread for March 2015 shows Karnataka having largest portfolio coverage followed by West Bengal and Tamil Nadu.

This report is also available for individual purchase.

MIX Premium Barometer
June 04, 2015

2015 - March : Barometer

67 Indian respondents covering 75% of the market by loan portfolio and 77% of borrower level have responded to the Barometer survey providing projections for the quarter ending in June 2015. MFIs have cited client-indebtedness as the most important factor in terms of risk and are projecting lower risk levels during the quarter. However, when comparing the forecast and estimates of the previous quarters the risk levels are higher than the projected value.

This report is also available for individual purchase.

MIX Premium Quarterly Update
April 27, 2015

2014 - December : Factsheet

During the December 2014 quarter Indian MFIs have registered an agrregated growth in their borrower base of 11% and loan portolfio of 7.2%. The MFIs are expanding their outreach towards ex- AP portfolio where they registered relatively slower growth this quarter than the previous quarter. The portfolio at risk has not seen much of a change over the last five quarters and maintained the risk levels at around 0.3%.

This report is also available for individual purchase.

MIX Premium Quarterly Update
April 20, 2015

2014 - September : Factsheet

Indian MFIs have seen rising trend in their loan portfolio for all the quarters of the fiscal year 2014 and September 2014 quarter has seen the highest growth so far. While borrower growth this quarter was slightly lower for the pan India level, however for ex-AP portfolio MFIs have seen an upturns in their outreach levels. With most of the AP MFIs loans written down, the impact of this is clearly visible with risk levels reducing at an aggregated level.

This report is also available for individual purchase.

MIX Premium Barometer
March 23, 2015

2014 - December : Barometer

65 Indian MFIs respondents covering 69% of the market by loan portfolio and 71% of borrower level have responded to the Barometer survey providing projections for the quarter ending in March 2015. Funding at an outreach level and client-indebtedness as a primary factor of risk continues its trend of being the most important factors in the current quarter.

This report is also available for individual purchase.

MIX Premium Barometer
December 08, 2014

2014 - September : Barometer

51 Indian MFIs covering 64% of the market by loan portfolio and 65% by borrower level have responded to the Barometer survey providing projections for the quarter ending in December 2014.  MFIs are reporting that borrower and loan portfolio levels will increase, but the rate of change between the two..

This report is also available for individual purchase.

MIX Premium Quarterly Update
November 25, 2014

2014 - June : Factsheet

In June 2014 quarter RBI introduced a new guideline which will allow NBFC-MFIs to operate as business correspondents for the banks. This news brings in opportunities for the MFIs to expand their current business with various financial services. MFIs in the first quarter of FY 15 have reported slow growth rates however development in the partnership of Banks and NGO MFIs increases the scope of the microfinance industry and aims to expand its business in the coming quarters.

This report is also available for individual purchase.

MIX Premium Barometer
August 29, 2014

2014 - June : Barometer

55 Indian MFIs covering 72% of the market by loan portfolio and 73% by borrower level have responded to the Barometer survey providing projections for the quarter ending in September 2014. Once again, the MFIs have cited funding in terms of outreach and client-indebtedness in terms of risk to be the primary factors of concern in the sector. Over the past few quarters however, the risk levels in India have been on a downward trend.

This report is also available for individual purchase.

MIX Premium Quarterly Update
July 08, 2014

2014 - March : Factsheet

Last few quarters we saw lot of movement at policy level, investment side, MFIs movement etc in India. The quarter ending March-31st served as a defining moment in the Indian MF industry with Bandhan getting the in-principle nod for banking license. On similar lines, Nachiket Mor committee report on #FI has wide implications for Indian MFIs. It has opened the door for MFIs to work as consumer banks and has also recommended allowing NBFC-MFIs to run as BC’s. #RBI also came up with revised guideline on interest rate to be charged by MFIs (Please read the Factsheet to understand MIX opinion on how this will affect the MFIs, as per our estimates).

This report is also available for individual purchase.

Featured Intelligence