India Market Profile

MIX Premium Barometer
August 29, 2014

2014 - June : Barometer

55 Indian MFIs covering 72% of the market by loan portfolio and 73% by borrower level have responded to the Barometer survey providing projections for the quarter ending in September 2014. Once again, the MFIs have cited funding in terms of outreach and client-indebtedness in terms of risk to be the primary factors of concern in the sector. Over the past few quarters however, the risk levels in India have been on a downward trend.

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MIX Premium Quarterly Update
July 08, 2014

2014 - March : Factsheet

Last few quarters we saw lot of movement at policy level, investment side, MFIs movement etc in India. The quarter ending March-31st served as a defining moment in the Indian MF industry with Bandhan getting the in-principle nod for banking license. On similar lines, Nachiket Mor committee report on #FI has wide implications for Indian MFIs. It has opened the door for MFIs to work as consumer banks and has also recommended allowing NBFC-MFIs to run as BC’s. #RBI also came up with revised guideline on interest rate to be charged by MFIs (Please read the Factsheet to understand MIX opinion on how this will affect the MFIs, as per our estimates).

This report is also available for individual purchase.

MIX Premium Quarterly Update
May 22, 2014

2014 - March: Quarterly Update: Creation of Telangana – Questions Remain

The microfinance sector in Andhra Pradesh waits on the clarity of its operation after the division of the state of Andhra Pradesh. The current situation brings the sector at a standstill and does not resolve the existing questions of the MFIs rather looks to prolongs the uncertainty...

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MIX Premium Barometer
May 13, 2014

2014 - March : Barometer

Forty-three Indian MFIs covering 85% of the market have responded to the barometer survey providing projections for the quarter ending in June 2014. MFIs once again report that client-indebtedness as their primary concern for risk nevertheless they also see PAR levels to reduce in the coming time period.

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MIX Premium Quarterly Update
March 21, 2014

2013 - December : Factsheet

This report provides detailed analysis on the Indian market through December 31, 2013. The data for this report is balanced to reduce misinterpretation and covers the following:

  • Analysis of each metric includes a table listing out the top actors as well as graphs segmenting the market by peer group
  • Insights from local market sources including MFIs and networks
  • Featured indicators include: Number of active borrowers, gross loan portfolio, number of depositors, deposits, and portfolio-at-risk > 30 days

This report is also available for individual purchase.

MIX Premium Barometer
February 25, 2014

2013 - December : Barometer

This forecasting report covers the Indian microfinance market through March 31, 2014. The report is based on survey responses from market participants and covers the following:

  • Forecasts are aggregated at the national level with insights by peer group (legal status, regulated, age, etc.)
  • Risk and outreach factors are ranked
  • Individual responses are bucketed into ranges and provided by peer group
  • Featured indicators include: Number of active borrowers, gross loan portfolio, and portfolio-at-risk > 30 day

This report is also available for individual purchase.

MIX Premium Quarterly Update
January 03, 2014

2013 - September : Factsheet

This report provides detailed analysis on the Indian market through September 30, 2013. The data for this report is balanced to reduce misinterpretation and covers the following:

  • Analysis of each metric includes a table listing out the top actors as well as graphs segmenting the market by peer group
  • Insights from local market sources including MFIs and networks
  • Featured indicators include: Number of active borrowers, gross loan portfolio, number of depositors, deposits, and portfolio-at-risk > 30 days

This report is also available for individual purchase.

MIX Premium Barometer
November 08, 2013

2013 - September : Barometer

This forecasting report covers the Indian microfinance market through December 31, 2013. The report is based on survey responses from market participants and covers the following:

  • Forecasts are aggregated at the national level with insights by peer group (legal status, regulated, age, etc.)
  • Risk and outreach factors are ranked
  • Individual responses are bucketed into ranges and provided by peer group
  • Featured indicators include: Number of active borrowers, gross loan portfolio, and portfolio-at-risk > 30 day


This report is also available for individual purchase.

MIX Premium Barometer
August 12, 2013

2013 - June : Barometer

63 MFIs representing 88% of the Indian market share responded to this quarter's Barometer survey. MFIs in India are expecting strong growth for the quarter ending September 30 across both borrower levels and loan portfolio levels. They are also expecting that this growth will be accompanied by lower risk levels despite client-indebtedness remaining a leading factor in their projections. Unlike the majority of the market though, three large NBFIs are projecting that their portfolio risk levels will remain elevated for the coming 12 months.

This report is also available for individual purchase.

MIX Premium Quarterly Update
August 09, 2013

2013 - June : Factsheet

This report provides detailed analysis on number of active borrowers, gross loan portfolio, and portfolio-at-risk > 30 days through June 30, 2013. Notable trends for this quarter were borrower growth surpassing that of loan portfolio growth and risk levels continued to moderate. Loan portfolio levels were essentially flat in INR terms, but fell sharply in USD terms as the rupee lost ground to the dollar. During the course of the quarter, RBI announced that a new avenue was being developed to allow NBFCs to change legal status to transform into banks. Two notable actors in the microfinance sector have already stated their desire to transform. The RBI also announced that it would not allow institutions already participating in the CDR to extend their interest payment holiday past the deadline of March 31, 2013.

This report is also available for individual purchase.

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