Peru Market Profile

MIX Premium Quarterly Update
February 18, 2016

2015 - September : Factsheet

Mergers and acquisition of the financial service providers in Peru continued in September 2015 quarter as well. These consolidations largely happened between Financieras and Cajas Rurales (CRAC). FSPs have reported marginal growth in its outreach numbers with improvement in portfolio at risk levels and higher write-offs during the quarter.

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MIX Premium Quarterly Update
December 16, 2015

2015 - June : Factsheet

During June 2015 quarter the most important event was in relation to the merger of Mibanco and Financiera Edyficar. The merger is expected to impact the current market structure in the country considering they hold highest market share at an outreach level. At an aggregated level Peruvian MFIs have witness decline in their average loan balance and average deposit balance as FSPs have achieved greater market penetration in the its offered services during the quarter.

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MIX Premium Quarterly Update
June 17, 2015

2014 - December : Factsheet

The year 2014 has been highly competitive for MFIs in Peru, where they registered slow growth in its borrower based relative to the previous year. The NGO peer group reported consecutive declining in its borrower base during the last four quarters as compared to other peer groups in the sector. The loan portfolio quality during the quarter has improved as the PAR levels dropped; however, in comparison to the previous year the risk levels remain to be higher.

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MIX Premium Barometer
April 06, 2015

2014 - December : Barometer

Seven Peruvian respondents covering 31% of the market by loan portfolio and 45% of borrower level have responded to the Barometer survey providing projections for the quarter ending in March 2015. Respondents are projecting higher loan portfolio growth at a national level compared to their individual portfolio and Vis a versa for a borrower growth projection.

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MIX Premium Quarterly Update
February 26, 2015

2014 - September : Factsheet

Peruvian MFIs continued to expand their alliance during the September 2014 quarter. During the quarter MFIs have reported slow growth both at a borrower and loan portfolio levels. Depositors accounts continued to grow from the last three quarters, however, in terms of average deposit balance the numbers have shown a considerable decline.

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MIX Premium Barometer
January 06, 2015

2014 - September : Barometer

Thirteen Peruian respondents covering 16% of the market by loan portfolio and 13% by borrower level, have responded to the Barometer survey providing projections for the quarter ending in December 2014. FSPs reports rise in the risk levels and cited client-indebtedness as  their primary concern for risk this coming quarter.

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MIX Premium Barometer
September 24, 2014

2014 - June : Barometer

18 Peruvian MFIs covering 9% of the market by loan portfolio and 13% by borrower level have responded to the Barometer survey providing projections for the quarter ending in September 2014. In terms of borrowers, MFIs project higher growth rates at a country level relative to projections for individual portfolio. In terms of loan portfolio the projections are reversed.

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MIX Premium Quarterly Update
September 24, 2014

2014 - June : Factsheet

The rising risk levels in Peru has caused lower profitability during the quarter. The Association of Microfinance reported that delinquency has pushed up the interest rates of the loans as it generates higher cost and has also increased the credit risks in the sector.

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MIX Premium Barometer
June 27, 2014

2014 - March : Barometer

Fourteen Peruvian MFIs covering 29% of the market have responded to the Barometer survey providing projections for the quarter ending in June 2014. CRAC are expecting stronger loan portfolio growth than the rest of the market for the quarter ending in June 2014. In terms of borrowers, CMACs are expecting...

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MIX Premium Quarterly Update
April 29, 2014

2013 - December : Factsheet

This report provides detailed analysis on the Peruvian market through December 31, 2013. The data for this report is balanced to reduce misinterpretation and covers the following:

  • Analysis of each metric includes a table listing out the top actors as well as graphs segmenting the market by peer group
  • Insights from local market sources including MFIs and networks
  • Featured indicators include: Number of active borrowers, gross loan portfolio, number of depositors, deposits, and portfolio-at-risk > 30 days

This report is also available for individual purchase.

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