Balance Sheet for Empresa para el Desarrollo, S.A.


		2007	2008	2009	2010
As of date		2007-09-30	2008-09-30	2009-09-30	2010-09-30
Currency code		USD	USD	USD	USD
Assets		247,590	355,283	742,018	1,324,752
Cash and cash equivalents		—	—	77,838	87,713
Trade and other receivables		—	—	16,040	9,862
Financial assets at fair value		—	—	—	—
Financial assets available for sale		—	—	—	—
Other investments		—	—	—	—
Net loan portfolio		222,304	—	646,292	1,218,491
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio		224,572	340,695	653,243	1,230,837
+ Delinquency
Less than one month	—	—	—	—	1,230,093
+ One month or more	—	0	—	—	—
From one to three months	—	—	—	—	0
+ More than three months	—	—	—	—	—
From three to six months	—	—	—	—	0
+ More than six months	—	—	—	—	—
From six to twelve months	—	—	—	—	0
One year or more	—	—	—	—	744
Renegotiated loans	—	—	—	—	0
+ Location
Urban	—	—	—	—	13,869
Rural	—	—	—	—	1,216,968
+ Products (credit)
Loans to corporations	—	—	—	—	0
Loans to financial institutions	—	—	—	—	0
Loans to governments	—	—	—	—	0
+ Retail loans	—	—	—	—	1,230,837
+ Household financing	—	—	—	—	147,700
Consumption	—	—	—	—	98,467
Education	—	—	—	—	0
Mortgage housing	—	—	—	—	0
Household other	—	—	—	—	49,233
Microenterprise	—	—	—	—	1,083,137
+ Relationship
External customers	—	—	—	—	1,230,837
Management and staff	—	—	—	—	0
+ Methodology
Individual	—	—	—	—	1,230,837
Solidarity group	—	—	—	—	0
Village banking s h g	—	—	—	—	0
+ Gender
Male	—	—	—	—	652,344
Female	—	—	—	—	578,494
Legal entity	—	—	—	—	0
Impairment loss allowance		2,268	—	6,950	12,346
Unearned income and discount		—	—	—	—
Finance lease		—	—	—	—
Current tax assets		—	—	—	—
Deferred tax assets		—	—	1,390	3,704
Inventories		—	—	220	—
Intangible assets other than goodwill		—	—	—	—
Net fixed assets		—	—	237	4,981
Liabilities and equity		247,590	—	742,018	1,324,752
Liabilities		88,833	—	350,192	718,700
+ DepositsDeposits Total value of all deposit accounts		—	0	0	0
+ Products (deposits)
Deposits from corporations	—	—	—	—	0
Deposits from financial institutions	—	—	—	—	0
Deposits from governments	—	—	—	—	0
+ Retail deposits	—	—	—	—	0
Voluntary deposits	—	0	—	—	0
Compulsory deposits	—	—	—	—	0
Borrowings		—	77,654	332,914	671,700
Subordinated debt		—	—	—	—
Other short term financial liabilities		—	—	—	—
Trade and other payables		—	—	8,772	22,760
Provisions for employee benefits		—	—	4,257	9,856
Deferred revenue		—	—	—	—
Current tax liabilities		—	—	4,250	14,383
Deferred tax liabilities		—	—	—	—
Equity		158,758	277,629	391,826	606,052
Paid in capital		—	—	302,292	414,420
Retained earnings		—	—	84,055	92,581
Share premium		—	—	—	—
Treasury shares		—	—	—	—
Donated equity		—	—	92	87,889
Equity reserves		—	—	5,387	11,163
Other equity interest		—	—	—	—

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