Comparative report | MIX Market

Compare FAPE to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

1. Choose data set

Country

Offices

Total assets

Personnel

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	741,355	5,409,153
Offices	1	8
Personnel	24	77

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	47.09%	22.28%
Debt to equity ratio	1.12	3.14
Deposits to loans	—	17.93%
Deposits to total assets	—	12.36%
Gross loan portfolio to total assets	78.46%	78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	2,740	7,997
Percent of women borrowers	95.40%	60.46%
Number of outstanding loans	2,740	8,293
Gross loan portfolio	581,672	3,614,788
Average loan balance per borrower	212	592
Average loan balance borrower per borrower / GNI per capita	8.66%	35.69%
Average outstanding balance	212	571
Average outstanding balance / GNI per capita	8.66%	34.39%
Number of depositors	—	641
Number of deposit accounts	—	1,728
Deposits	0	376,783
Average deposit balance per depositor	—	168
Average deposit balance per depositor / GNI per capita	—	15.00%
Average deposit account balance	—	157
Average deposit account balance / GNI per capita	—	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	3.84%	2.10%
Return on equity	8.20%	9.72%
Operational self sufficiency	114.12%	112.24%

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	47.23%	25.27%
Profit margin	12.38%	11.03%
Yield on gross portfolio (nominal)	55.44%	30.77%
Yield on gross portfolio (real)	42.94%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	41.39%	23.09%
Financial expense/ assets	1.50%	5.26%
Provision for loan impairment/ assets	2.64%	1.13%
Operating expense/ assets	37.25%	14.51%
Personnel expense/ assets	26.26%	8.07%
Administrative expense/ assets	10.99%	6.41%

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	45.36%	19.22%
Personnel expense/ loan portfolio	31.98%	10.70%
Average salary/ GNI per capita	3.04	3.69
Cost per borrower	90	137
Cost per loan	90	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

All
FAPE

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	114	98
Loans per staff member	114	102
Borrowers per loan officer	183	245
Loans per loan officer	183	252
Depositors per staff member	—	40
Deposit accounts per staff member	—	53
Personnel allocation ratio	62.50%	44.80%

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	13.98%	3.57%
Portfolio at risk > 90 days	8.04%	2.00%
Write-off ratio	2.79%	0.36%
Loan loss rate	2.91%	0.20%
Risk coverage	21.46%	76.09%
Non-earning liquid assets as a % of total assets	18.17%	11.99%

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	741,355	5,316,293
Cash and cash equivalents	134,706	721,678
Total trade and receivables	10,295	171,459
Financial assets at fair value	—	0
Financial assets available for sale	—	0
Other investments	—	0
Net loan portfolio	564,222	3,352,616
Gross loan portfolio	581,672	3,514,762
Impairment loss allowance	17,450	111,590
Unearned income and discount	—	0
Finance lease	—	0
Current tax assets	437	0
Deferred tax assets	—	0
Inventories	—	4,126
Intangible assets other than goodwill	—	16,574
Net fixed assets	6,363	191,808
Liabilities and equity	741,355	5,293,138
Total liabilities	392,231	3,666,852
Deposits	0	414,688
Total borrowings	309,981	1,390,424
Subordinated debt	—	0
Other short term financial liabilities	—	4,040
Trade and other payables	20,453	147,016
Provisions for employee benefits	61,797	20,617
Deferred revenue	—	4,052
Current tax liabilities	—	8,389
Deferred tax liabilities	—	0
Total equity	349,125	1,177,566
Paid in capital	1,935	432,158
Retained earnings total	61,445	141,526
Share premium	—	0
Treasury shares	—	0
Donated equity total	185,475	156,609
Equity reserves	100,269	90,962
Other equity interest	—	0

	FAPE	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	2,740	8,019
Number of outstanding loans	2,740	8,456
Number of depositors	—	1,075
Number of deposit accounts	—	2,064

	FAPE	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	321,031	1,272,266
Interest and fee income	311,961	1,212,336
Revenue from interest	311,340	1,054,993
Interest income from loans	308,834	998,284
Financial revenue from investments	2,506	13,077
Other interest income	0	1,649
Fee and commission income	620	96,904
Fee income from loans	620	58,055
Income from penalty fees	0	0
Fee and commission income from other financial services	0	0
Other fee and commission income	0	2
Other operating income	6,664	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	2,407	0
Gains (losses) on disposals of property, plant and equipment	0	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	0	0
Gains (losses) on held-to-maturity investments	0	0
Gains (losses) on loans and receivables	0	0
Gains (losses) on available-for-sale financial assets	0	0
Gains (losses) on financial liabilities at amortised cost	0	0
Gains (losses) on net monetary position	0	0
Financial expense	10,170	240,482
Interest and fee expense	10,170	261,393
Interest expense	10,170	250,036
Interest expense on borrowings	10,170	143,479
Interest expense on deposits	0	19,270
Interest expense on subordinated debt	0	0
Fee expense	0	984
Fee and commission expense on deposits	0	0
Fee and commission expense on borrowings	0	0
Other fee and commission expense	0	67
Other financial expense	0	0
Net impairment loss, gross loan portfolio	17,957	52,251
Impairment loss (reversal of impairment loss), gross loan portfolio	17,251	67,799
Recovery loan losses	-706	1,857
Operating expense	253,173	858,343
Personnel expense	178,496	481,282
Depreciation expense	10,947	34,214
Administrative expense	63,730	338,218
Net operating income	39,732	82,657
Non operating income net	-379	0
Net income before taxes and donations	39,353	87,247
Tax expense	13,650	3,988
Net income after taxes before donations	25,703	70,639
Donations	4,398	2,252
Net income after taxes and donations	30,101	106,932

	FAPE	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	17,251	68,757
Impairment loss recognised	17,251	72,579
Reversal of impairment loss	0	0
Other movements on impairment loss allowance	0	0
Exchange differences on impairment loss	0	0
Write offs	15,548	11,444

MIX Market

FAPE5Fundacion de Asistencia para la Pequeña Empresa

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend