Comparative report | MIX Market

Compare FATEN to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

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All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	14,527,740	5,409,153
Offices	11	8
Personnel	57	78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	85.55%	22.28%
Debt to equity ratio	0.17	3.14
Deposits to loans	0.12%	17.93%
Deposits to total assets	0.09%	12.36%
Gross loan portfolio to total assets	72.39%	78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

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All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	4,895	7,997
Percent of women borrowers	100.20%	60.46%
Number of outstanding loans	4,895	8,293
Gross loan portfolio	10,516,002	3,614,788
Average loan balance per borrower	2,148	592
Average loan balance borrower per borrower / GNI per capita	166.54%	35.69%
Average outstanding balance	2,148	571
Average outstanding balance / GNI per capita	166.54%	34.39%
Number of depositors	1,270	641
Number of deposit accounts	1,270	1,728
Deposits	13,077	376,783
Average deposit balance per depositor	10	168
Average deposit balance per depositor / GNI per capita	1.00%	15.00%
Average deposit account balance	10	157
Average deposit account balance / GNI per capita	0	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

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All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	-2.17%	2.10%
Return on equity	-2.45%	9.72%
Operational self sufficiency	82.62%	112.26%

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	10.34%	25.27%
Profit margin	-21.04%	11.04%
Yield on gross portfolio (nominal)	15.45%	30.77%
Yield on gross portfolio (real)	12.42%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	12.51%	23.09%
Financial expense/ assets	0.02%	5.26%
Provision for loan impairment/ assets	3.66%	1.13%
Operating expense/ assets	8.83%	14.51%
Personnel expense/ assets	5.45%	8.07%
Administrative expense/ assets	3.38%	6.41%

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	14.47%	19.22%
Personnel expense/ loan portfolio	8.93%	10.70%
Average salary/ GNI per capita	10.46	3.69
Cost per borrower	283	137
Cost per loan	283	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

All
FATEN

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	86	98
Loans per staff member	86	102
Borrowers per loan officer	181	245
Loans per loan officer	181	252
Depositors per staff member	22	40
Deposit accounts per staff member	22	53
Personnel allocation ratio	47.37%	44.80%

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	3.04%	3.59%
Portfolio at risk > 90 days	1.77%	2.03%
Write-off ratio	0.89%	0.36%
Loan loss rate	0.46%	0.20%
Risk coverage	403.41%	75.73%
Non-earning liquid assets as a % of total assets	31.35%	11.99%

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	14,527,740	5,316,293
Cash and cash equivalents	4,554,218	726,418
Total trade and receivables	351,121	171,459
Financial assets at fair value	0	0
Financial assets available for sale	0	0
Other investments	—	0
Net loan portfolio	9,228,393	3,352,616
Gross loan portfolio	10,516,002	3,548,055
Impairment loss allowance	1,287,609	111,590
Unearned income and discount	—	0
Finance lease	0	0
Current tax assets	0	0
Deferred tax assets	0	0
Inventories	0	4,126
Intangible assets other than goodwill	0	16,574
Net fixed assets	394,008	191,808
Liabilities and equity	14,527,740	5,293,138
Total liabilities	2,099,898	3,667,710
Deposits	13,077	414,688
Total borrowings	1,207,000	1,396,991
Subordinated debt	0	0
Other short term financial liabilities	0	4,040
Trade and other payables	90,624	150,045
Provisions for employee benefits	789,197	20,617
Deferred revenue	0	4,052
Current tax liabilities	0	8,389
Deferred tax liabilities	0	0
Total equity	12,427,842	1,220,875
Paid in capital	10,000	432,158
Retained earnings total	-2,527,618	141,526
Share premium	0	0
Treasury shares	0	0
Donated equity total	14,945,460	156,609
Equity reserves	0	90,962
Other equity interest	0	0

	FATEN	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	4,895	8,019
Number of outstanding loans	4,895	8,456
Number of depositors	1,270	1,075
Number of deposit accounts	1,270	2,064

	FATEN	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	1,432,698	1,274,256
Interest and fee income	1,433,320	1,212,336
Revenue from interest	1,191,336	1,054,993
Interest income from loans	1,079,115	998,284
Financial revenue from investments	103,653	13,077
Other interest income	8,568	1,649
Fee and commission income	241,984	97,643
Fee income from loans	226,450	58,055
Income from penalty fees	1,578	0
Fee and commission income from other financial services	0	0
Other fee and commission income	13,956	2
Other operating income	0	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	-622	0
Gains (losses) on disposals of property, plant and equipment	0	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	0	0
Gains (losses) on held-to-maturity investments	0	0
Gains (losses) on loans and receivables	0	0
Gains (losses) on available-for-sale financial assets	0	0
Gains (losses) on financial liabilities at amortised cost	0	0
Gains (losses) on net monetary position	0	0
Financial expense	2,640	240,482
Interest and fee expense	2,640	261,393
Interest expense	2,640	250,036
Interest expense on borrowings	2,640	144,016
Interest expense on deposits	0	19,270
Interest expense on subordinated debt	0	0
Fee expense	0	984
Fee and commission expense on deposits	0	0
Fee and commission expense on borrowings	0	0
Other fee and commission expense	0	67
Other financial expense	0	0
Net impairment loss, gross loan portfolio	506,933	52,584
Impairment loss (reversal of impairment loss), gross loan portfolio	543,370	68,636
Recovery loan losses	36,437	1,857
Operating expense	1,224,546	859,507
Personnel expense	755,867	481,282
Depreciation expense	41,920	34,234
Administrative expense	426,759	338,218
Net operating income	-301,421	82,728
Non operating income net	563	0
Net income before taxes and donations	-300,858	87,247
Tax expense	0	3,988
Net income after taxes before donations	-300,858	73,372
Donations	513,029	2,252
Net income after taxes and donations	212,171	107,069

	FATEN	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	543,370	68,757
Impairment loss recognised	543,370	72,579
Reversal of impairment loss	0	0
Other movements on impairment loss allowance	0	0
Exchange differences on impairment loss	0	0
Write offs	75,117	11,480

MIX Market

FATEN5Palestine for Credit & Development

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend