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FINCA - PER5FINCA Peru

Compare FINCA - PER to all MFIs.
Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 3,772,734 5,409,153
Offices 4 8
Personnel 100 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 62.92% 22.30%
Debt to equity ratio 0.59 3.14
Deposits to loans — 17.87%
Deposits to total assets — 12.35%
Gross loan portfolio to total assets 72.77% 78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 12,276 7,997
Percent of women borrowers 92.62% 60.46%
Number of outstanding loans 13,084 8,293
Gross loan portfolio 2,745,594 3,683,738
Average loan balance per borrower 224 592
Average loan balance borrower per borrower / GNI per capita 6.56% 35.69%
Average outstanding balance 210 571
Average outstanding balance / GNI per capita 6.15% 34.39%
Number of depositors — 641
Number of deposit accounts — 1,728
Deposits 0 376,783
Average deposit balance per depositor — 168
Average deposit balance per depositor / GNI per capita — 15.00%
Average deposit account balance — 157
Average deposit account balance / GNI per capita — 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets 9.30% 2.10%
Return on equity 13.64% 9.72%
Operational self sufficiency 124.62% 112.24%
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 47.06% 25.27%
Profit margin 19.76% 11.03%
Yield on gross portfolio (nominal) 66.53% 30.77%
Yield on gross portfolio (real) 63.62% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 37.76% 23.09%
Financial expense/ assets 2.55% 5.26%
Provision for loan impairment/ assets 0.56% 1.13%
Operating expense/ assets 34.66% 14.51%
Personnel expense/ assets 21.36% 8.07%
Administrative expense/ assets 13.30% 6.41%
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 48.30% 19.22%
Personnel expense/ loan portfolio 29.76% 10.70%
Average salary/ GNI per capita 2.20 3.69
Cost per borrower 100 137
Cost per loan 95 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • FINCA - PER
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 123 98
Loans per staff member 131 102
Borrowers per loan officer 261 245
Loans per loan officer 278 252
Depositors per staff member — 40
Deposit accounts per staff member — 53
Personnel allocation ratio 47.00% 44.80%
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days 0.55% 3.59%
Portfolio at risk > 90 days 0.39% 2.03%
Write-off ratio 0.25% 0.36%
Loan loss rate 0.15% 0.20%
Risk coverage 280.60% 75.73%
Non-earning liquid assets as a % of total assets 14.41% 12.01%
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
3,772,734 5,316,293
543,668 726,418
119,677 171,459
— 0
— 0
— 0
2,703,487 3,352,616
2,745,594 3,514,762
42,037 111,693
70 0
— 0
— 0
— 0
— 4,126
11,096 16,574
386,059 194,348
3,772,734 5,293,138
1,398,813 3,667,710
0 414,688
1,225,363 1,381,184
33,792 0
— 4,040
54,873 147,016
40,182 20,617
— 4,052
44,603 8,389
— 0
2,373,921 1,221,785
1,202,755 434,291
319,654 142,164
— 0
— 0
839,741 156,609
11,771 90,962
— 0
FINCA - PER All
Number of MFIs 1 451
As of date 2008-12-31 2008
12,276 8,019
13,084 8,456
— 1,075
— 2,064
FINCA - PER All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
1,574,983 1,274,256
1,655,367 1,214,159
1,605,177 1,052,533
1,597,907 1,006,275
0 13,077
7,271 1,649
50,189 99,115
0 58,341
0 0
0 0
50,189 2
0 10,904
-80,384 0
— 0
— —
— 0
— 0
— 0
— 0
— 0
— 0
85,192 244,969
83,619 261,158
58,214 250,210
58,214 144,062
0 19,622
0 0
25,404 1,018
0 0
0 0
25,404 67
1,574 0
18,614 52,272
20,988 68,636
2,374 1,921
1,160,011 859,273
714,827 482,694
39,224 34,247
405,960 338,218
311,166 82,728
Non operating income net 6,922 0
318,087 87,893
Tax expense 0 4,006
318,087 73,372
Donations 25,650 2,365
343,738 106,932
FINCA - PER All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 20,988 68,878
20,988 72,579
0 0
Other movements on impairment loss allowance 0 0
Exchange differences on impairment loss 152 0
Write offs 6,046 11,480