Balance Sheet for Fundación Esperanza Internacional


		2006	2007	2008	2009	2010
As of date		2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31
Currency code		USD	USD	USD	USD	USD
Assets		1,500,908	2,169,781	2,645,247	2,878,109	2,938,127
Cash and cash equivalents		38,499	70,788	210,949	70,396	220,913
Trade and other receivables		404,731	440,181	437,962	773,465	756,824
Financial assets at fair value		—	—	—	0	0
Financial assets available for sale		—	—	—	0	0
Other investments		0	0	—	—	—
Net loan portfolio		870,238	1,260,079	1,839,103	1,863,593	1,761,799
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio		958,620	1,400,354	1,928,785	1,897,452	1,780,738
+ Gender
Male	—	—	—	—	—	232,452
Female	—	—	—	—	—	1,548,286
Legal entity	—	—	—	—	—	0
+ Products (credit)
Loans to corporations	—	—	—	—	—	150,817
Loans to financial institutions	—	—	—	—	—	0
Loans to governments	—	—	—	—	—	0
+ Retail loans	—	—	—	1,928,785	—	1,629,921
+ Household financing	—	—	—	—	—	106,521
Consumption	—	—	—	—	—	0
Education	—	—	—	—	—	0
Mortgage housing	—	—	—	—	—	106,521
Household other	—	—	—	—	—	0
Microenterprise	—	—	—	1,928,785	—	1,523,400
+ Location
Urban	—	—	—	—	—	534,221
Rural	—	—	—	—	—	1,246,516
+ Methodology
Individual	—	—	—	192,878	—	726,771
Solidarity group	—	—	—	1,735,906	—	1,053,967
Village banking s h g	—	—	—	—	—	0
+ Delinquency
Less than one month	—	925,923	1,360,902	1,838,866	—	1,741,621
+ One month or more	—	32,697	39,451	—	—	—
From one to three months	—	26,360	27,522	45,875	—	31,322
+ More than three months	—	—	—	—	—	—
From three to six months	—	6,338	11,929	32,745	—	7,795
+ More than six months	—	—	—	—	—	—
From six to twelve months	—	0	0	11,298	—	0
One year or more	—	0	0	0	—	0
Renegotiated loans	—	0	0	0	—	0
Impairment loss allowance		88,382	88,462	89,682	33,860	18,939
Unearned income and discount		—	—	—	0	0
Finance lease		—	—	—	0	0
Current tax assets		—	—	—	0	0
Deferred tax assets		—	—	—	0	0
Inventories		—	—	—	0	0
Intangible assets other than goodwill		—	—	—	0	0
Net fixed assets		187,440	398,733	157,233	147,542	171,211
Liabilities and equity		1,500,908	2,169,781	2,645,247	2,878,109	2,938,127
Liabilities		1,214,768	1,081,476	1,208,009	1,300,558	1,096,314
+ DepositsDeposits Total value of all deposit accounts		0	0	0	0	0
+ Products (deposits)
Deposits from corporations	—	—	—	—	—	0
Deposits from financial institutions	—	—	—	—	—	0
Deposits from governments	—	—	—	—	—	0
+ Retail deposits	—	0	0	—	—	0
+ Voluntary deposits	—	0	0	—	—	0
Demand deposits	—	0	0	—	—	—
Time deposits	—	0	0	—	—	0
Compulsory deposits	—	0	0	—	—	0
Borrowings		1,076,849	972,892	1,053,887	1,146,036	847,345
Subordinated debt		—	—	—	0	0
Other short term financial liabilities		—	—	—	0	0
Trade and other payables		137,919	108,584	154,122	126,101	248,969
Provisions for employee benefits		—	—	—	0	0
Deferred revenue		—	—	—	28,421	0
Current tax liabilities		—	—	—	0	0
Deferred tax liabilities		—	—	—	0	0
Equity		286,141	1,088,305	1,437,238	1,577,551	1,841,813
Paid in capital		0	0	—	0	0
Retained earnings		-981,746	-324,567	-490,242	1,577,551	1,841,813
Share premium		—	—	—	0	0
Treasury shares		—	—	—	0	0
Donated equity		1,267,886	1,412,872	1,927,480	0	0
Equity reserves		0	0	—	0	0
Other equity interest		0	0	—	0	0

MFI Report

Global Partners