Comparative report | MIX Market

Compare FVP to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	882,570	5,409,153
Offices	3	8
Personnel	22	77

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	15.72%	22.28%
Debt to equity ratio	5.36	3.14
Deposits to loans	—	17.93%
Deposits to total assets	—	12.36%
Gross loan portfolio to total assets	70.09%	78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	1,380	7,997
Percent of women borrowers	40.00%	60.46%
Number of outstanding loans	1,380	8,293
Gross loan portfolio	618,593	3,614,788
Average loan balance per borrower	448	592
Average loan balance borrower per borrower / GNI per capita	4.77%	35.69%
Average outstanding balance	448	571
Average outstanding balance / GNI per capita	4.77%	34.39%
Number of depositors	—	641
Number of deposit accounts	—	1,728
Deposits	0	376,783
Average deposit balance per depositor	—	168
Average deposit balance per depositor / GNI per capita	—	15.00%
Average deposit account balance	—	157
Average deposit account balance / GNI per capita	—	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	-21.42%	2.10%
Return on equity	-80.31%	9.72%
Operational self sufficiency	65.92%	112.24%

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	41.43%	25.27%
Profit margin	-51.71%	11.03%
Yield on gross portfolio (nominal)	80.88%	30.77%
Yield on gross portfolio (real)	73.98%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	62.85%	23.09%
Financial expense/ assets	4.54%	5.26%
Provision for loan impairment/ assets	3.03%	1.13%
Operating expense/ assets	55.28%	14.51%
Personnel expense/ assets	32.78%	8.07%
Administrative expense/ assets	22.50%	6.41%

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	77.47%	19.22%
Personnel expense/ loan portfolio	45.94%	10.70%
Average salary/ GNI per capita	1.84	3.69
Cost per borrower	446	137
Cost per loan	—	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	63	98
Loans per staff member	63	102
Borrowers per loan officer	153	245
Loans per loan officer	153	252
Depositors per staff member	—	40
Deposit accounts per staff member	—	53
Personnel allocation ratio	40.91%	44.80%

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	5.75%	3.57%
Portfolio at risk > 90 days	3.45%	2.00%
Write-off ratio	5.57%	0.36%
Loan loss rate	5.57%	0.20%
Risk coverage	67.50%	76.09%
Non-earning liquid assets as a % of total assets	16.16%	11.99%

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	882,570	5,316,293
Cash and cash equivalents	142,605	721,678
Total trade and receivables	98,795	171,459
Financial assets at fair value	—	0
Financial assets available for sale	—	0
Other investments	—	0
Net loan portfolio	594,563	3,352,616
Gross loan portfolio	618,593	3,514,762
Impairment loss allowance	24,031	111,590
Unearned income and discount	—	0
Finance lease	—	0
Current tax assets	—	0
Deferred tax assets	878	0
Inventories	—	4,126
Intangible assets other than goodwill	—	16,574
Net fixed assets	45,730	191,808
Liabilities and equity	882,570	5,293,138
Total liabilities	743,805	3,666,852
Deposits	0	414,688
Total borrowings	657,540	1,390,424
Subordinated debt	—	0
Other short term financial liabilities	—	4,040
Trade and other payables	76,477	147,016
Provisions for employee benefits	—	20,617
Deferred revenue	—	4,052
Current tax liabilities	—	8,389
Deferred tax liabilities	9,788	0
Total equity	138,765	1,177,566
Paid in capital	487,796	432,158
Retained earnings total	-349,031	141,526
Share premium	0	0
Treasury shares	—	0
Donated equity total	0	156,609
Equity reserves	0	90,962
Other equity interest	0	0

	FVP	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	1,380	8,019
Number of outstanding loans	1,380	8,456
Number of depositors	—	1,075
Number of deposit accounts	—	2,064

	FVP	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	447,468	1,272,266
Interest and fee income	628,597	1,212,336
Revenue from interest	551,671	1,054,993
Interest income from loans	546,431	998,284
Financial revenue from investments	5,241	13,077
Other interest income	—	1,649
Fee and commission income	76,926	96,904
Fee income from loans	76,926	58,055
Income from penalty fees	—	0
Fee and commission income from other financial services	0	0
Other fee and commission income	—	2
Other operating income	—	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	-181,129	0
Gains (losses) on disposals of property, plant and equipment	—	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	—	0
Gains (losses) on held-to-maturity investments	—	0
Gains (losses) on loans and receivables	—	0
Gains (losses) on available-for-sale financial assets	—	0
Gains (losses) on financial liabilities at amortised cost	—	0
Gains (losses) on net monetary position	—	0
Financial expense	49,075	240,482
Interest and fee expense	49,075	261,393
Interest expense	39,042	250,036
Interest expense on borrowings	39,042	143,479
Interest expense on deposits	0	19,270
Interest expense on subordinated debt	—	0
Fee expense	10,032	984
Fee and commission expense on deposits	—	0
Fee and commission expense on borrowings	0	0
Other fee and commission expense	10,032	67
Other financial expense	—	0
Net impairment loss, gross loan portfolio	32,694	52,251
Impairment loss (reversal of impairment loss), gross loan portfolio	32,694	67,799
Recovery loan losses	0	1,857
Operating expense	597,063	858,343
Personnel expense	354,058	481,282
Depreciation expense	0	34,214
Administrative expense	243,006	338,218
Net operating income	-231,364	82,657
Non operating income net	-20,737	0
Net income before taxes and donations	-252,101	87,247
Tax expense	0	3,988
Net income after taxes before donations	-252,101	70,639
Donations	0	2,252
Net income after taxes and donations	-252,101	106,932

	FVP	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	32,694	68,757
Impairment loss recognised	—	72,579
Reversal of impairment loss	—	0
Other movements on impairment loss allowance	—	0
Exchange differences on impairment loss	—	0
Write offs	42,935	11,444

MIX Market

FVP4Fundacion para La Vivienda Progresiva A.C.

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend