MIX Market

HKL5Hattha Kaksekar Ltd.

Compare HKL to all MFIs.
Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 36,065,096 5,379,046
Offices 45 8
Personnel 433 77

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 18.85% 22.28%
Debt to equity ratio 4.31 3.14
Deposits to loans 4.11% 17.93%
Deposits to total assets 3.31% 12.36%
Gross loan portfolio to total assets 80.55% 78.38%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 44,467 7,997
Percent of women borrowers 78.93% 60.46%
Number of outstanding loans 44,467 8,293
Gross loan portfolio 29,050,403 3,577,439
Average loan balance per borrower 653 592
Average loan balance borrower per borrower / GNI per capita 118.78% 35.69%
Average outstanding balance 653 571
Average outstanding balance / GNI per capita 118.78% 34.39%
Number of depositors 48,852 641
Number of deposit accounts 48,852 1,728
Deposits 1,194,239 364,182
Average deposit balance per depositor 24 168
Average deposit balance per depositor / GNI per capita 4.00% 15.00%
Average deposit account balance 24 157
Average deposit account balance / GNI per capita 0 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets 6.86% 2.10%
Return on equity 39.72% 9.72%
Operational self sufficiency 149.93% 112.24%
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 26.00% 25.27%
Profit margin 33.30% 11.03%
Yield on gross portfolio (nominal) 30.96% 30.77%
Yield on gross portfolio (real) 21.63% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 17.34% 23.09%
Financial expense/ assets 7.55% 5.26%
Provision for loan impairment/ assets 0.18% 1.13%
Operating expense/ assets 9.61% 14.51%
Personnel expense/ assets 5.54% 8.07%
Administrative expense/ assets 4.07% 6.41%
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 11.66% 19.22%
Personnel expense/ loan portfolio 6.73% 10.70%
Average salary/ GNI per capita 7.76 3.69
Cost per borrower 74 137
Cost per loan 74 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • HKL
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 103 98
Loans per staff member 103 102
Borrowers per loan officer 212 245
Loans per loan officer 212 252
Depositors per staff member 113 40
Deposit accounts per staff member 113 53
Personnel allocation ratio 48.50% 44.80%
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days 0.27% 3.57%
Portfolio at risk > 90 days 0.12% 2.00%
Write-off ratio 0.07% 0.36%
Loan loss rate -0.03% 0.20%
Risk coverage 260.18% 76.09%
Non-earning liquid assets as a % of total assets 16.67% 11.99%
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
36,065,096 5,293,138
6,013,239 721,678
575,914 171,459
0
0
0
28,847,051 3,348,370
29,050,403 3,514,762
203,352 109,113
0
0
0
46,032 0
4,126
18,219 16,574
564,641 188,490
36,065,096 5,288,312
29,268,525 3,666,852
1,194,239 408,913
20,123,145 1,396,991
729,319 0
4,040
6,430,364 150,045
304,824 20,617
60,184 4,052
426,450 8,389
0
6,796,571 1,220,875
2,716,800 434,291
2,553,352 141,526
1,445,955 0
0
156,609
80,464 90,962
0
HKL All
Number of MFIs 1 451
As of date 2008-12-31 2008
44,467 8,009
44,467 8,456
48,852 1,070
48,852 2,060
HKL All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
6,815,125 1,255,526
6,717,300 1,187,056
6,717,300 1,056,911
6,689,850 1,006,275
27,450 13,077
1,649
95,482
58,055
0
0
2
80,818 10,904
17,007 0
0
0
0
0
0
0
0
1,979,465 240,482
1,979,465 261,393
1,979,465 250,036
1,969,897 143,038
9,568 19,270
0
984
0
0
67
0
47,034 52,097
68,353 67,068
21,319 1,857
2,519,168 858,343
1,453,369 481,282
198,953 34,136
866,846 337,503
2,269,458 82,657
Non operating income net 0
2,269,458 87,247
Tax expense 472,201 3,988
1,797,257 73,372
Donations 66,431 2,252
1,863,688 107,069
HKL All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 68,353 68,757
68,353 72,579
0 0
Other movements on impairment loss allowance 0 0
Exchange differences on impairment loss 0 0
Write offs 15,175 11,444