Kasagana-Ka Development Center, Inc.

Kasagana-Ka4

Kasagana-Ka Development Center, Inc.

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Institutional Characteristics

Institutional Characteristics
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Assets	—
OfficesOffices Number, including head office	19
+ PersonnelPersonnel Total number of staff members	155
+ Gender
Female	85

Financing Structure

Financing Structure
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Capital/asset ratioCapital/asset ratio Total Equity / Total Assets	—
Debt to equity ratioDebt to equity ratio Total Liabilities / Total Equity	—
Deposits to loansDeposits to loans Deposits / Gross Loan Portfolio	42.89%
Deposits to total assetsDeposits to total assets Deposits / Total Assets	—
Gross loan portfolio to total assetsGross loan portfolio to total assets Gross Loan Portfolio / Total Assets	—

Outreach Indicators

Outreach Indicators
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
As of date	2011-12-31
Currency	USD
+ Number of active borrowersNumber of active borrowers Number of borrowers with loans outstanding	18,370
+ Relationship
External customers	18,370
Management and staff	0
+ Gender
Male	191
Female	18,179
Legal entity	0
+ Location
Urban	18,370
Rural	0
Percent of female borrowers	98.96%
+ Number of loans outstandingNumber of loans outstanding Number of loans outstanding	21,229
+ Delinquency
Less than one month	20,038
+ One month or more	—
From one to three months	82
+ More than three months	—
From three to six months	0
+ More than six months	—
From six to twelve months	0
One year or more	1,109
Renegotiated loans	0
+ Location
Urban	21,229
Rural	0
+ Products (credit)
Loans to corporations	0
Loans to financial institutions	0
Loans to governments	0
+ Retail loans	21,229
+ Household financing	2,859
Consumption	0
Education	2,269
Mortgage housing	77
Household other	513
Microenterprise	18,370
+ Relationship
External customers	21,229
Management and staff	0
+ Methodology
Individual	21,229
Solidarity group	0
Village banking s h g	0
+ Gender
Male	191
Female	21,038
Legal entity	0
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio	2,262,546
+ Delinquency
Less than one month	2,223,974
+ One month or more	—
From one to three months	852
+ More than three months	—
From three to six months	0
+ More than six months	—
From six to twelve months	0
One year or more	37,720
Renegotiated loans	0
+ Location
Urban	2,262,546
Rural	0
+ Products (credit)
Loans to corporations	0
Loans to financial institutions	0
Loans to governments	0
+ Retail loans	2,262,546
+ Household financing	182,287
Consumption	0
Education	145,192
Mortgage housing	31,165
Household other	5,931
Microenterprise	2,080,259
+ Relationship
External customers	2,262,546
Management and staff	0
+ Methodology
Individual	2,262,546
Solidarity group	0
Village banking s h g	0
+ Gender
Male	20,356
Female	2,242,190
Legal entity	0
Average loan balance per borrowerAverage loan balance per borrower Gross Loan Portfolio / Number of Active Borrowers	123
Average loan balance per borrower / GNI per capitaAverage loan balance per borrower / GNI per capita Average Loan Balance per Borrower / GNI per Capita	—
Average outstanding balanceAverage outstanding balance Gross Loan Portfolio / Number of Loans Outstanding	107
Average outstanding balance / GNI per capitaAverage outstanding balance / GNI per capita Average Outstanding Balance / GNI per Capita	—
+ Number of depositorsNumber of depositors Number of depositors with any type of deposit account	18,370
+ Products (deposits)
Deposits from corporations	0
Deposits from financial institutions	0
Deposits from governments	0
+ Retail deposits	18,370
+ Voluntary deposits	0
Demand deposits	0
Time deposits	0
Compulsory deposits	18,370
+ Number of deposit accountsNumber of deposit accounts Number of all deposit accounts	18,370
+ Products (deposits)
Deposits from corporations	0
Deposits from financial institutions	0
Deposits from governments	0
+ Retail deposits	18,370
+ Voluntary deposits	0
Demand deposits	0
Time deposits	0
Compulsory deposits	18,370
+ DepositsDeposits Total value of all deposit accounts	970,376
+ Products (deposits)
Deposits from corporations	0
Deposits from financial institutions	0
Deposits from governments	0
+ Retail deposits	970,376
+ Voluntary deposits	0
Demand deposits	0
Time deposits	0
Compulsory deposits	970,376
Average deposit balance per depositorAverage deposit balance per depositor Deposits / Number of Depositors	53
Average deposit balance per depositor / GNI per capitaAverage deposit balance per depositor / GNI per capita Average Deposit Balance per Depositor / GNI per Capita	—
Average deposit account balanceAverage deposit account balance Deposits / Number of Deposit Accounts	53
Average deposit account balance / GNI per capitaAverage deposit account balance / GNI per capita Average Deposit Account Balance / GNI per Capita	—

Overall Financial Performance

Overall Financial Performance
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Return on assetsReturn on assets (Net Operating Income - Taxes) / Average Total Assets	—
Return on equityReturn on equity (Net Operating Income - Taxes) / Average Total Equity	—
Operational self sufficiencyOperational self sufficiency Financial Revenue / (Financial Expense + Net Impairment Loss + Operating Expense)	—

Revenues

Revenues
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Financial revenue/ assetsFinancial revenue/ assets Financial Revenue / Average Total Assets	—
Profit marginProfit margin Net Operating Income / Financial Revenue	—
Yield on gross portfolio (nominal)Yield on gross portfolio (nominal) Financial Revenue from Loan Portfolio / Average Gross Loan Portfolio	—
Yield on gross portfolio (real)Yield on gross portfolio (real) (Yield on Gross Portfolio (nominal) - Inflation Rate) / (1 + Inflation Rate)	—

Expenses

Expenses
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Total expense/ assetsTotal expense/ assets (Financial Expense + Net Impairment Loss + Operating Expense) / Average Total Assets	—
Financial expense/ assetsFinancial expense/ assets Financial Expense / Average Total Assets	—
Provision for loan impairment/ assetsProvision for loan impairment/ assets Impairment Losses on Loans / Average Total Assets	—
Operating expense/ assetsOperating expense/ assets Operating Expense / Average Total Assets	—
Personnel expense/ assetsPersonnel expense/ assets Personnel Expense / Average Total Assets	—
Administrative expense/ assetsAdministrative expense/ assets Administrative Expense / Average Total Assets	—

Efficiency

Efficiency
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Operating expense/ loan portfolioOperating expense/ loan portfolio Operating Expense / Average Gross Loan Portfolio	—
Personnel expense/ loan portfolioPersonnel expense/ loan portfolio Personnel Expense / Average Gross Loan Portfolio	—
Average salary/ GNI per capitaAverage salary/ GNI per capita Average Personnel Expense / GNI per capita	—
Cost per borrowerCost per borrower Operating Expense / Average Number of Active Borrowers	—
Cost per loanCost per loan Operating Expense / Average Number of Loans Outstanding	—

Productivity

Productivity
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Borrowers per staff memberBorrowers per staff member Number of Active Borrowers / Number of Personnel	119
Loans per staff memberLoans per staff member Number of Loans Outstanding / Number of Personnel	137
Borrowers per loan officerBorrowers per loan officer Number of Active Borrowers / Number of Loan Officers	236
Loans per loan officerLoans per loan officer Number of Loans Outstanding / Number of Loan Officers	272
Depositors per staff memberDepositors per staff member Number of Depositors / Number of Personnel	119
Deposit accounts per staff memberDeposit accounts per staff member Number of Deposit Accounts / Number of Personnel	119
Personnel allocation ratioPersonnel allocation ratio Number of Loan Officers / Number of Personnel	50.32%

Risk And Liquidity

Risk And Liquidity
MFI name	Kasagana-Ka
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
As of date	2011-12-31
Currency	USD
Portfolio at risk > 30 daysPortfolio at risk > 30 days Outstanding balance, portfolio overdue > 30 Days + renegotiated portfolio / Gross Loan Portfolio	1.70%
Portfolio at risk > 90 daysPortfolio at risk > 90 days Outstanding balance, portfolio overdue > 90 Days + renegotiated portfolio / Gross Loan Portfolio	1.67%
Write-off ratioWrite-off ratio Value of loans written-off / Average Gross Loan Portfolio	—
Loan loss rateLoan loss rate (Write-offs - Value of Loans Recovered) / Average Gross Loan Portfolio	—
Risk coverageRisk coverage Impairment Loss Allowance / PAR > 30 Days	—
Non-earning liquid assets as a % of total assetsNon-earning liquid assets as a % of total assets Cash and banks / Total Assets	—

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Kasagana-Ka4

Kasagana-Ka Development Center, Inc.

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