MIX Market

Manuela Ramos5Movimiento Manuela Ramos

Compare Manuela Ramos to all MFIs.
Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

1. Choose data set

2. Choose display options

Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 4,445,589 5,409,153
Offices 6 8
Personnel 81 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 59.12% 22.28%
Debt to equity ratio 0.69 3.14
Deposits to loans 17.93%
Deposits to total assets 12.36%
Gross loan portfolio to total assets 90.87% 78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 15,774 7,997
Percent of women borrowers 99.99% 60.46%
Number of outstanding loans 16,982 8,293
Gross loan portfolio 4,039,841 3,614,788
Average loan balance per borrower 256 592
Average loan balance borrower per borrower / GNI per capita 7.51% 35.69%
Average outstanding balance 238 571
Average outstanding balance / GNI per capita 6.98% 34.39%
Number of depositors 641
Number of deposit accounts 1,728
Deposits 0 376,783
Average deposit balance per depositor 168
Average deposit balance per depositor / GNI per capita 15.00%
Average deposit account balance 157
Average deposit account balance / GNI per capita 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets 6.50% 2.10%
Return on equity 10.57% 9.72%
Operational self sufficiency 121.02% 112.26%
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 37.40% 25.27%
Profit margin 17.37% 11.04%
Yield on gross portfolio (nominal) 44.40% 30.77%
Yield on gross portfolio (real) 41.88% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 30.91% 23.09%
Financial expense/ assets 3.62% 5.26%
Provision for loan impairment/ assets -0.18% 1.13%
Operating expense/ assets 27.47% 14.51%
Personnel expense/ assets 18.97% 8.07%
Administrative expense/ assets 8.50% 6.41%
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 31.92% 19.22%
Personnel expense/ loan portfolio 22.04% 10.70%
Average salary/ GNI per capita 3.33 3.69
Cost per borrower 78 137
Cost per loan 72 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • Manuela Ramos
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 195 98
Loans per staff member 210 102
Borrowers per loan officer 336 245
Loans per loan officer 361 252
Depositors per staff member 40
Deposit accounts per staff member 53
Personnel allocation ratio 58.02% 44.80%
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days 0.06% 3.59%
Portfolio at risk > 90 days 0.04% 2.03%
Write-off ratio 0.36%
Loan loss rate -0.61% 0.20%
Risk coverage 1,839.53% 75.73%
Non-earning liquid assets as a % of total assets 6.39% 11.99%
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
4,445,589 5,316,293
284,163 726,418
140,131 171,459
0
0
0
3,997,380 3,352,616
4,039,841 3,548,055
42,461 111,590
0
0
0
0
4,126
3,512 16,574
15,408 191,808
4,445,589 5,293,138
1,817,332 3,667,710
0 414,688
1,694,860 1,396,991
0
4,040
78,292 150,045
44,181 20,617
4,052
8,389
0
2,628,257 1,220,875
676,575 432,158
296,428 141,526
0
0
1,441,642 156,609
213,612 90,962
0
Manuela Ramos All
Number of MFIs 1 451
As of date 2008-12-31 2008
15,774 8,019
16,982 8,456
1,075
2,064
Manuela Ramos All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
1,544,157 1,274,256
1,581,346 1,212,336
1,578,812 1,054,993
1,577,788 998,284
0 13,077
1,024 1,649
2,535 97,643
0 58,055
84 0
0 0
2,451 2
0 10,904
-37,189 0
0
0
0
0
0
0
0
149,284 240,482
149,284 261,393
63,272 250,036
62,054 144,016
0 19,270
0 0
86,012 984
0 0
0 0
86,012 67
0
-7,558 52,584
14,015 68,636
21,573 1,857
1,134,180 859,507
783,212 481,282
3,809 34,234
347,159 338,218
268,252 82,728
Non operating income net -199 0
268,052 87,247
Tax expense 0 3,988
268,052 73,372
Donations 50,709 2,252
318,761 107,069
Manuela Ramos All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 14,015 68,757
14,015 72,579
0 0
Other movements on impairment loss allowance 0 0
Exchange differences on impairment loss 0 0
Write offs 0 11,480