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MBK Ventura5PT Mitra Bisnis Keluarga Ventura (formerly Ganesha)

Compare MBK Ventura to all MFIs.
Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 7,390,228 5,409,153
Offices 55 8
Personnel 420 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 12.02% 22.28%
Debt to equity ratio 7.32 3.14
Deposits to loans 9.11% 17.93%
Deposits to total assets 6.26% 12.36%
Gross loan portfolio to total assets 68.64% 78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 103,734 7,997
Percent of women borrowers 100.00% 60.46%
Number of outstanding loans 103,734 8,293
Gross loan portfolio 5,072,931 3,661,739
Average loan balance per borrower 49 592
Average loan balance borrower per borrower / GNI per capita 2.96% 35.69%
Average outstanding balance 49 571
Average outstanding balance / GNI per capita 2.96% 34.39%
Number of depositors 103,734 641
Number of deposit accounts 103,734 1,728
Deposits 462,352 376,783
Average deposit balance per depositor 4 168
Average deposit balance per depositor / GNI per capita — 15.00%
Average deposit account balance 4 157
Average deposit account balance / GNI per capita — 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets 1.16% 2.10%
Return on equity 7.02% 9.72%
Operational self sufficiency 104.60% 112.26%
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 32.76% 25.27%
Profit margin 4.39% 11.04%
Yield on gross portfolio (nominal) 48.74% 30.77%
Yield on gross portfolio (real) 39.90% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 31.32% 23.09%
Financial expense/ assets 10.28% 5.26%
Provision for loan impairment/ assets 0.79% 1.13%
Operating expense/ assets 20.25% 14.51%
Personnel expense/ assets 13.93% 8.07%
Administrative expense/ assets 6.32% 6.41%
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 29.57% 19.22%
Personnel expense/ loan portfolio 20.35% 10.70%
Average salary/ GNI per capita 1.41 3.69
Cost per borrower 14 137
Cost per loan 14 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • MBK Ventura
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 247 98
Loans per staff member 247 102
Borrowers per loan officer 330 245
Loans per loan officer 330 252
Depositors per staff member 247 40
Deposit accounts per staff member 247 53
Personnel allocation ratio 74.76% 44.80%
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days — 3.59%
Portfolio at risk > 90 days — 2.03%
Write-off ratio — 0.36%
Loan loss rate — 0.20%
Risk coverage 38,341.24% 75.73%
Non-earning liquid assets as a % of total assets 21.13% 11.99%
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
7,390,228 5,316,293
1,561,209 721,678
68,314 171,459
0 0
0 0
— 0
5,022,201 3,352,616
5,072,931 3,514,762
50,729 109,046
0 0
0 0
2,653 0
0 0
0 4,126
375,397 16,574
360,455 192,881
7,390,228 5,293,138
6,501,891 3,666,852
462,352 414,688
5,762,181 1,381,184
158,634 0
0 4,040
75,703 145,875
22,770 20,617
0 4,052
20,252 8,389
0 0
888,337 1,220,875
266,932 434,291
77,395 142,164
0 0
0 0
0 156,609
544,010 90,962
0 0
MBK Ventura All
Number of MFIs 1 451
As of date 2008-12-31 2008
103,734 8,019
103,734 8,456
103,734 1,075
103,734 2,064
MBK Ventura All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
1,855,678 1,274,256
1,923,373 1,214,159
1,923,373 1,052,533
1,890,191 998,284
32,826 13,077
356 1,649
0 99,375
0 58,055
0 0
0 0
0 2
0 10,904
-67,695 0
0 0
— —
0 0
0 0
0 0
0 0
0 0
0 0
582,576 240,482
582,576 261,158
582,576 249,861
582,576 143,968
0 19,270
0 0
0 984
0 0
0 0
0 67
0 0
44,648 52,272
44,648 68,494
— 1,857
1,146,921 858,343
789,072 481,547
101,972 34,234
255,877 338,218
81,532 82,657
Non operating income net 4,982 0
86,514 87,893
Tax expense 15,894 3,988
70,620 73,372
Donations 9,372 2,252
79,992 105,419
MBK Ventura All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 44,648 68,757
44,648 72,579
— 0
Other movements on impairment loss allowance -11,724 0
Exchange differences on impairment loss — 0
Write offs 32 11,480