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Mol Bulak Finance5MCC Mol-Bulak

Compare Mol Bulak Finance to all MFIs.
Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Year
Peer groups

Offices

Total assets

Personnel

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Total assets 4,422,159 5,409,153
Offices 14 8
Personnel 164 78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
Capital/asset ratio 23.11% 22.28%
Debt to equity ratio 3.33 3.14
Deposits to loans — 17.93%
Deposits to total assets — 12.36%
Gross loan portfolio to total assets 89.32% 78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
Number of active borrowers 7,853 7,997
Percent of women borrowers 88.37% 60.46%
Number of outstanding loans 8,141 8,293
Gross loan portfolio 3,949,789 3,614,788
Average loan balance per borrower 503 592
Average loan balance borrower per borrower / GNI per capita 82.45% 35.69%
Average outstanding balance 485 571
Average outstanding balance / GNI per capita 79.54% 34.39%
Number of depositors — 641
Number of deposit accounts — 1,728
Deposits 0 376,783
Average deposit balance per depositor — 168
Average deposit balance per depositor / GNI per capita — 15.00%
Average deposit account balance — 157
Average deposit account balance / GNI per capita — 0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Return on assets 2.59% 2.10%
Return on equity 9.84% 9.72%
Operational self sufficiency 107.81% 112.26%
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Financial revenue/ assets 41.25% 25.27%
Profit margin 7.25% 11.04%
Yield on gross portfolio (nominal) 51.02% 30.77%
Yield on gross portfolio (real) 37.07% 22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Total expense/ assets 38.26% 23.09%
Financial expense/ assets 9.57% 5.26%
Provision for loan impairment/ assets 2.44% 1.13%
Operating expense/ assets 26.25% 14.51%
Personnel expense/ assets 15.47% 8.07%
Administrative expense/ assets 10.78% 6.41%
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Operating expense/ loan portfolio 30.25% 19.22%
Personnel expense/ loan portfolio 17.83% 10.70%
Average salary/ GNI per capita 7.38 3.69
Cost per borrower 145 137
Cost per loan 141 134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

  • All
  • Mol Bulak Finance
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
Borrowers per staff member 48 98
Loans per staff member 50 102
Borrowers per loan officer 117 245
Loans per loan officer 122 252
Depositors per staff member — 40
Deposit accounts per staff member — 53
Personnel allocation ratio 40.85% 44.80%
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
USD USD
Portfolio at risk > 30 days 0.14% 3.59%
Portfolio at risk > 90 days 0.10% 2.03%
Write-off ratio 0.07% 0.36%
Loan loss rate -3.59% 0.20%
Risk coverage 1,250.62% 75.73%
Non-earning liquid assets as a % of total assets 2.38% 11.99%
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
Currency USD USD
4,422,159 5,316,293
105,414 726,418
107,377 171,459
13,278 0
— 0
— 0
3,880,406 3,352,616
3,949,789 3,548,055
69,384 111,590
— 0
— 0
— 0
— 0
9,373 4,126
6,312 16,574
300,000 191,808
4,422,159 5,293,138
3,400,287 3,667,710
0 414,688
3,307,362 1,396,991
— 0
— 4,040
57,334 150,045
17,451 20,617
14,381 4,052
— 8,389
3,760 0
1,021,872 1,220,875
941,679 432,158
80,193 141,526
— 0
— 0
— 156,609
— 90,962
— 0
Mol Bulak Finance All
Number of MFIs 1 451
As of date 2008-12-31 2008
7,853 8,019
8,141 8,456
— 1,075
— 2,064
Mol Bulak Finance All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
1,080,964 1,274,256
1,159,926 1,212,336
1,144,213 1,054,993
1,144,208 998,284
5 13,077
— 1,649
15,713 96,904
— 58,055
15,713 0
— 0
— 2
38,587 10,904
-117,446 0
-104 0
— —
— 0
— 0
— 0
— 0
— 0
— 0
250,906 240,482
250,906 261,393
226,603 250,036
214,027 143,038
— 19,270
— 0
24,303 984
— 0
24,303 0
— 67
— 0
63,975 52,272
147,350 67,799
83,375 1,857
687,758 859,507
405,396 481,282
29,600 34,214
252,762 338,218
78,325 82,728
Non operating income net 0 0
78,325 87,247
Tax expense 10,482 3,988
67,843 73,372
Donations 18,691 2,252
86,534 107,069
Mol Bulak Finance All
Number of MFIs 1 451
Start date 2008-01-01 2008
As of date 2008-12-31 2008
Currency USD USD
Impairment loss (reversal of impairment loss), gross loan portfolio 147,350 68,757
147,350 72,579
0 0
Other movements on impairment loss allowance -83,375 0
Exchange differences on impairment loss 0 0
Write offs 1,659 11,480