Comparative report | MIX Market

Compare NWTF to all MFIs.

Create a customized performance report. All peer group indicators are median values. Graphs show values from the 25th and 75th percentiles, with median midpoint. Data source: Unadjusted.

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Country

Offices

Total assets

Personnel

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All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	14,283,245	5,409,153
Offices	41	8
Personnel	578	78

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Capital/asset ratio	16.25%	22.28%
Debt to equity ratio	5.15	3.14
Deposits to loans	29.19%	17.93%
Deposits to total assets	19.15%	12.36%
Gross loan portfolio to total assets	65.60%	78.34%

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Number of active borrowers	84,958	7,997
Percent of women borrowers	98.50%	60.46%
Number of outstanding loans	105,766	8,293
Gross loan portfolio	9,369,720	3,614,788
Average loan balance per borrower	110	592
Average loan balance borrower per borrower / GNI per capita	6.81%	35.69%
Average outstanding balance	89	571
Average outstanding balance / GNI per capita	5.47%	34.39%
Number of depositors	84,958	641
Number of deposit accounts	105,766	1,728
Deposits	2,735,030	376,783
Average deposit balance per depositor	32	168
Average deposit balance per depositor / GNI per capita	2.00%	15.00%
Average deposit account balance	26	157
Average deposit account balance / GNI per capita	0	0

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Return on assets	2.51%	2.10%
Return on equity	16.07%	9.72%
Operational self sufficiency	108.83%	112.26%

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Financial revenue/ assets	30.96%	25.27%
Profit margin	8.12%	11.04%
Yield on gross portfolio (nominal)	44.01%	30.77%
Yield on gross portfolio (real)	40.05%	22.69%

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Total expense/ assets	28.45%	23.09%
Financial expense/ assets	4.14%	5.26%
Provision for loan impairment/ assets	2.52%	1.13%
Operating expense/ assets	21.78%	14.51%
Personnel expense/ assets	12.02%	8.07%
Administrative expense/ assets	9.76%	6.41%

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Operating expense/ loan portfolio	31.91%	19.22%
Personnel expense/ loan portfolio	17.61%	10.70%
Average salary/ GNI per capita	1.97	3.69
Cost per borrower	40	137
Cost per loan	33	134

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend

All
NWTF

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Borrowers per staff member	147	98
Loans per staff member	183	102
Borrowers per loan officer	305	245
Loans per loan officer	379	252
Depositors per staff member	147	40
Deposit accounts per staff member	183	53
Personnel allocation ratio	48.27%	44.80%

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
	USD	USD
Portfolio at risk > 30 days	3.24%	3.59%
Portfolio at risk > 90 days	0.68%	2.03%
Write-off ratio	2.67%	0.36%
Loan loss rate	2.67%	0.20%
Risk coverage	113.93%	75.73%
Non-earning liquid assets as a % of total assets	15.02%	11.99%

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Currency	USD	USD
Total assets	14,283,245	5,316,293
Cash and cash equivalents	2,145,955	726,418
Total trade and receivables	846,419	171,459
Financial assets at fair value	255,796	0
Financial assets available for sale	—	0
Other investments	—	0
Net loan portfolio	9,023,416	3,352,616
Gross loan portfolio	9,369,720	3,548,055
Impairment loss allowance	346,304	111,590
Unearned income and discount	—	0
Finance lease	—	0
Current tax assets	—	0
Deferred tax assets	—	0
Inventories	—	4,126
Intangible assets other than goodwill	—	16,574
Net fixed assets	853,276	191,808
Liabilities and equity	14,283,245	5,293,138
Total liabilities	11,962,483	3,667,710
Deposits	2,735,030	414,688
Total borrowings	4,057,128	1,396,991
Subordinated debt	—	0
Other short term financial liabilities	0	4,040
Trade and other payables	5,170,326	150,045
Provisions for employee benefits	—	20,617
Deferred revenue	—	4,052
Current tax liabilities	—	8,389
Deferred tax liabilities	—	0
Total equity	2,320,762	1,220,875
Paid in capital	—	432,158
Retained earnings total	2,320,762	141,526
Share premium	—	0
Treasury shares	—	0
Donated equity total	—	156,609
Equity reserves	—	90,962
Other equity interest	—	0

	NWTF	All
Number of MFIs	1	451
As of date	2008-12-31	2008
Number of active borrowers	84,958	8,019
Number of outstanding loans	105,766	8,456
Number of depositors	84,958	1,075
Number of deposit accounts	105,766	2,064

	NWTF	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Operating income	4,546,808	1,274,256
Interest and fee income	4,451,788	1,212,336
Revenue from interest	3,778,472	1,054,993
Interest income from loans	3,739,277	998,284
Financial revenue from investments	—	13,077
Other interest income	39,195	1,649
Fee and commission income	673,316	96,904
Fee income from loans	673,316	58,055
Income from penalty fees	—	0
Fee and commission income from other financial services	—	0
Other fee and commission income	—	2
Other operating income	51,549	10,904
Gains (losses) on exchange differences on translation recognised in profit or loss	43,472	0
Gains (losses) on disposals of property, plant and equipment	—	0
Gains (losses) on financial assets	—	—
Gains (losses) on financial liabilities at fair value through profit or loss	—	0
Gains (losses) on held-to-maturity investments	—	0
Gains (losses) on loans and receivables	—	0
Gains (losses) on available-for-sale financial assets	—	0
Gains (losses) on financial liabilities at amortised cost	—	0
Gains (losses) on net monetary position	—	0
Financial expense	608,505	240,482
Interest and fee expense	608,505	261,393
Interest expense	608,505	250,036
Interest expense on borrowings	551,310	143,038
Interest expense on deposits	57,195	19,270
Interest expense on subordinated debt	—	0
Fee expense	0	984
Fee and commission expense on deposits	—	0
Fee and commission expense on borrowings	—	0
Other fee and commission expense	—	67
Other financial expense	—	0
Net impairment loss, gross loan portfolio	370,280	52,272
Impairment loss (reversal of impairment loss), gross loan portfolio	370,280	67,799
Recovery loan losses	—	1,857
Operating expense	3,198,958	859,507
Personnel expense	1,766,026	481,282
Depreciation expense	160,707	34,214
Administrative expense	1,272,224	338,218
Net operating income	369,065	82,728
Non operating income net	0	0
Net income before taxes and donations	369,065	87,247
Tax expense	0	3,988
Net income after taxes before donations	369,065	73,372
Donations	0	2,252
Net income after taxes and donations	369,065	107,069

	NWTF	All
Number of MFIs	1	451
Start date	2008-01-01	2008
As of date	2008-12-31	2008
Currency	USD	USD
Impairment loss (reversal of impairment loss), gross loan portfolio	370,280	68,757
Impairment loss recognised	370,280	72,579
Reversal of impairment loss	0	0
Other movements on impairment loss allowance	0	0
Exchange differences on impairment loss	0	0
Write offs	267,500	11,480

MIX Market

NWTF5Negros Women for Tomorrow Foundation, Inc.

1. Choose data set

2. Choose display options

Offices

Total assets

Personnel

Legend

Deposits to total assets

Capital/asset ratio

Gross loan portfolio to total assets

Legend

Average loan balance borrower per borrower / GNI per capita

Average deposit balance per depositor / GNI per capita

Percent of women borrowers

Legend

Return on assets

Return on equity

Yield on gross portfolio (nominal)

Legend

Borrowers per staff member

Financial revenue/ assets

Cost per borrower

Legend

Provision for loan impairment/ assets

Portfolio at risk > 30 days

Write-off ratio

Legend