PRIDE Tanzania

PRIDE - TZA1

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Institutional Characteristics

Institutional Characteristics
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Assets	—
OfficesOffices Number, including head office	58
+ PersonnelPersonnel Total number of staff members	504
+ Gender
Female	249

Financing Structure

Financing Structure
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Capital/asset ratioCapital/asset ratio Total Equity / Total Assets	—
Debt to equity ratioDebt to equity ratio Total Liabilities / Total Equity	—
Deposits to loansDeposits to loans Deposits / Gross Loan Portfolio	38.46%
Deposits to total assetsDeposits to total assets Deposits / Total Assets	—
Gross loan portfolio to total assetsGross loan portfolio to total assets Gross Loan Portfolio / Total Assets	—

Outreach Indicators

Outreach Indicators
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
As of date	2011-12-31
Currency	USD
+ Number of active borrowersNumber of active borrowers Number of borrowers with loans outstanding	100,055
+ Relationship
External customers	99,855
Management and staff	200
+ Gender
Male	37,156
Female	62,777
Legal entity	122
+ Location
Urban	79,358
Rural	20,697
Percent of female borrowers	62.74%
+ Number of loans outstandingNumber of loans outstanding Number of loans outstanding	100,055
+ Gender
Male	37,156
Female	62,777
Legal entity	122
+ Location
Urban	79,358
Rural	20,697
+ Delinquency
Less than one month	94,888
+ One month or more	—
From one to three months	2,333
+ More than three months	—
From three to six months	1,983
+ More than six months	—
From six to twelve months	851
One year or more	0
Renegotiated loans	0
+ Products (credit)
Loans to corporations	3,184
Loans to financial institutions	122
+ Retail loans	96,749
+ Household financing	1,100
Consumption	1,100
Microenterprise	95,649
+ Relationship
External customers	99,855
Management and staff	200
+ Methodology
Individual	1,745
Solidarity group	98,188
Village banking s h g	122
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio	37,028,179
+ Gender
Male	12,371,730
Female	21,825,331
Legal entity	2,831,118
+ Location
Urban	29,368,669
Rural	7,659,509
+ Delinquency
Less than one month	35,565,877
+ One month or more	1,462,302
From one to three months	660,628
+ More than three months	801,674
From three to six months	534,449
+ More than six months	267,225
From six to twelve months	267,225
One year or more	0
Renegotiated loans	0
+ Products (credit)
Loans to corporations	7,864,066
Loans to financial institutions	2,831,118
+ Retail loans	26,332,995
+ Household financing	2,117,983
Consumption	2,117,983
Microenterprise	24,215,012
+ Relationship
External customers	35,380,893
Management and staff	1,647,286
+ Methodology
Individual	3,878,726
Solidarity group	30,318,335
Village banking s h g	2,831,118
Average loan balance per borrowerAverage loan balance per borrower Gross Loan Portfolio / Number of Active Borrowers	370
Average loan balance per borrower / GNI per capitaAverage loan balance per borrower / GNI per capita Average Loan Balance per Borrower / GNI per Capita	—
Average outstanding balanceAverage outstanding balance Gross Loan Portfolio / Number of Loans Outstanding	370
Average outstanding balance / GNI per capitaAverage outstanding balance / GNI per capita Average Outstanding Balance / GNI per Capita	—
+ Number of depositorsNumber of depositors Number of depositors with any type of deposit account	121,354
+ Products (deposits)
+ Retail deposits	121,354
Voluntary deposits	0
Compulsory deposits	121,354
+ Number of deposit accountsNumber of deposit accounts Number of all deposit accounts	121,354
+ Products (deposits)
+ Retail deposits	121,354
Voluntary deposits	0
Compulsory deposits	121,354
+ DepositsDeposits Total value of all deposit accounts	14,241,007
+ Products (deposits)
+ Retail deposits	14,241,007
Voluntary deposits	0
Compulsory deposits	14,241,007
Average deposit balance per depositorAverage deposit balance per depositor Deposits / Number of Depositors	117
Average deposit balance per depositor / GNI per capitaAverage deposit balance per depositor / GNI per capita Average Deposit Balance per Depositor / GNI per Capita	—
Average deposit account balanceAverage deposit account balance Deposits / Number of Deposit Accounts	117
Average deposit account balance / GNI per capitaAverage deposit account balance / GNI per capita Average Deposit Account Balance / GNI per Capita	—

Overall Financial Performance

Overall Financial Performance
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Return on assetsReturn on assets (Net Operating Income - Taxes) / Average Total Assets	—
Return on equityReturn on equity (Net Operating Income - Taxes) / Average Total Equity	—
Operational self sufficiencyOperational self sufficiency Financial Revenue / (Financial Expense + Net Impairment Loss + Operating Expense)	—

Revenues

Revenues
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Financial revenue/ assetsFinancial revenue/ assets Financial Revenue / Average Total Assets	—
Profit marginProfit margin Net Operating Income / Financial Revenue	—
Yield on gross portfolio (nominal)Yield on gross portfolio (nominal) Financial Revenue from Loan Portfolio / Average Gross Loan Portfolio	—
Yield on gross portfolio (real)Yield on gross portfolio (real) (Yield on Gross Portfolio (nominal) - Inflation Rate) / (1 + Inflation Rate)	—

Expenses

Expenses
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Total expense/ assetsTotal expense/ assets (Financial Expense + Net Impairment Loss + Operating Expense) / Average Total Assets	—
Financial expense/ assetsFinancial expense/ assets Financial Expense / Average Total Assets	—
Provision for loan impairment/ assetsProvision for loan impairment/ assets Impairment Losses on Loans / Average Total Assets	—
Operating expense/ assetsOperating expense/ assets Operating Expense / Average Total Assets	—
Personnel expense/ assetsPersonnel expense/ assets Personnel Expense / Average Total Assets	—
Administrative expense/ assetsAdministrative expense/ assets Administrative Expense / Average Total Assets	—

Efficiency

Efficiency
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Operating expense/ loan portfolioOperating expense/ loan portfolio Operating Expense / Average Gross Loan Portfolio	—
Personnel expense/ loan portfolioPersonnel expense/ loan portfolio Personnel Expense / Average Gross Loan Portfolio	—
Average salary/ GNI per capitaAverage salary/ GNI per capita Average Personnel Expense / GNI per capita	—
Cost per borrowerCost per borrower Operating Expense / Average Number of Active Borrowers	—
Cost per loanCost per loan Operating Expense / Average Number of Loans Outstanding	—

Productivity

Productivity
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
Borrowers per staff memberBorrowers per staff member Number of Active Borrowers / Number of Personnel	199
Loans per staff memberLoans per staff member Number of Loans Outstanding / Number of Personnel	199
Borrowers per loan officerBorrowers per loan officer Number of Active Borrowers / Number of Loan Officers	360
Loans per loan officerLoans per loan officer Number of Loans Outstanding / Number of Loan Officers	360
Depositors per staff memberDepositors per staff member Number of Depositors / Number of Personnel	241
Deposit accounts per staff memberDeposit accounts per staff member Number of Deposit Accounts / Number of Personnel	241
Personnel allocation ratioPersonnel allocation ratio Number of Loan Officers / Number of Personnel	55.16%

Risk And Liquidity

Risk And Liquidity
MFI name	PRIDE - TZA
Annual DiamondsAnnual Diamonds Annual Diamonds - Please see details in the FAQ's	3
Currency	USD
Fiscal year	2011
Period type	ANN
As of date	2011-12-31
As of date	2011-12-31
Currency	USD
Portfolio at risk > 30 daysPortfolio at risk > 30 days Outstanding balance, portfolio overdue > 30 Days + renegotiated portfolio / Gross Loan Portfolio	3.95%
Portfolio at risk > 90 daysPortfolio at risk > 90 days Outstanding balance, portfolio overdue > 90 Days + renegotiated portfolio / Gross Loan Portfolio	2.17%
Write-off ratioWrite-off ratio Value of loans written-off / Average Gross Loan Portfolio	—
Loan loss rateLoan loss rate (Write-offs - Value of Loans Recovered) / Average Gross Loan Portfolio	—
Risk coverageRisk coverage Impairment Loss Allowance / PAR > 30 Days	0.00%
Non-earning liquid assets as a % of total assetsNon-earning liquid assets as a % of total assets Cash and banks / Total Assets	—

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PRIDE - TZA1

PRIDE Tanzania

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