PRODEM applies both the individual and solidarity group lending methodologies. Individual loans are usually offered to good and successful clients for whom group lending has ceased to provide a satisfactory financial solution. Loans are used for working capital and investments, although, with ...
Read morePRODEM applies both the individual and solidarity group lending methodologies. Individual loans are usually offered to good and successful clients for whom group lending has ceased to provide a satisfactory financial solution. Loans are used for working capital and investments, although, with the exception of the largest amounts, there is no strict loan use control. An in-depth economic appraisal of the whole family unit is carried out within a week of initial demand by credit officers who adapt amounts, terms, repayment frequencies according to observed situations. Individual loans are guaranteed by mortgages or pledges of assets while group lending guarantees reside in its solidarity. The Consulting Group has a team of microfinancial Expert Operators, that provide on-site technical training and transfer of our microfinancial expertise and software.
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