There are two important challeges ahead. Spandana at present has comleted a process of transformation in a Non Bank Financial Company and is currently transfering the Society's activity to the Company. Spandana has outperformed the most performing organisations by setting up trends with high level of efficiency, productivity and thereby profitability levels. Thus the biggest challenge lies in retaining these levels in the pace of increasing competetion.

Data up to the year ended 31st March 2005 includes information from both the Society and the NBFC. Subsequent data are for the NBFC alone. Hide