Balance Sheet for Women and Associations for Gain both Economic and Social


		2006	2007	2008	2009	2010
As of date		2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31
Currency code		USD	USD	USD	USD	USD
Assets		7,671,209	13,360,540	18,177,780	25,299,909	23,398,114
Cash and cash equivalents		1,017,836	1,155,437	2,013,304	1,894,695	1,936,853
Trade and other receivables		71,305	451,016	141,142	206,955	335,793
Financial assets at fair value		—	—	938,801	80,680	78,887
Financial assets available for sale		—	—	—	75,868	70,926
Other investments		19,182	21,426	—	—	—
Net loan portfolio		6,038,943	10,737,227	14,515,400	22,153,553	19,667,756
+ Gross Loan PortfolioGross Loan Portfolio Gross Loan Portfolio		6,135,461	10,850,617	14,619,389	22,235,984	20,312,139
+ Delinquency
Less than one month	—	—	—	3,019,567	21,344,499	18,505,963
+ One month or more	—	440,144	625,553	—	—	—
From one to three months	—	221,701	248,431	467,686	444,127	356,600
+ More than three months	—	—	—	—	—	—
From three to six months	—	101,285	377,121	222,423	164,376	244,335
+ More than six months	—	—	—	—	—	—
From six to twelve months	—	117,158	0	168,121	168,389	1,059,227
One year or more	—	0	0	0	0	0
Renegotiated loans	—	0	0	0	114,593	146,014
+ Location
Urban	—	—	—	12,600,480	—	18,406,160
Rural	—	—	—	2,018,908	—	1,905,980
+ Products (credit)
Loans to corporations	—	—	—	—	—	0
Loans to financial institutions	—	—	—	—	—	0
Loans to governments	—	—	—	—	—	0
+ Retail loans	—	—	—	14,619,389	22,235,984	20,312,139
+ Household financing	—	—	—	161,984	176,465	0
Consumption	—	—	—	—	—	0
Education	—	—	—	—	—	0
Mortgage housing	—	—	—	—	—	0
Household other	—	—	—	161,984	176,465	0
Microenterprise	—	—	—	14,457,404	22,059,519	20,312,139
+ Relationship
External customers	—	—	—	14,457,404	22,059,519	20,265,617
Management and staff	—	—	—	161,984	176,465	46,523
+ Methodology
Individual	—	—	—	13,599,744	17,114,612	18,332,525
Solidarity group	—	—	—	1,019,645	5,121,371	1,979,614
Village banking s h g	—	—	—	—	0	0
+ Gender
Male	—	—	—	—	—	4,062,428
Female	—	—	—	—	—	16,249,711
Legal entity	—	—	—	—	—	0
Impairment loss allowance		96,518	113,390	103,988	82,431	644,384
Unearned income and discount		—	—	—	0	—
Finance lease		—	—	—	0	—
Current tax assets		—	—	—	0	—
Deferred tax assets		—	—	—	0	—
Inventories		—	—	60,956	117,849	197,390
Intangible assets other than goodwill		—	—	41,214	88,541	314,857
Net fixed assets		523,942	995,434	466,962	681,184	795,651
Liabilities and equity		7,671,209	13,360,540	18,177,780	25,299,909	23,398,114
Liabilities		6,553,207	11,635,994	15,689,799	22,940,661	21,168,748
+ DepositsDeposits Total value of all deposit accounts		3,881,841	7,195,703	9,370,180	13,172,714	12,634,408
+ Products (deposits)
Deposits from corporations	—	—	—	—	—	0
Deposits from financial institutions	—	—	—	—	—	0
Deposits from governments	—	—	—	—	—	0
+ Retail deposits	—	3,881,841	7,195,703	9,440,444	13,172,714	12,634,408
+ Voluntary deposits	—	3,354,839	6,989,642	4,316,266	4,922,374	5,384,341
Demand deposits	—	3,354,839	6,989,642	4,316,266	4,922,374	5,350,775
Time deposits	—	0	0	—	0	33,566
Compulsory deposits	—	527,002	206,061	5,124,178	8,250,340	7,250,067
Borrowings		2,340,776	4,231,259	6,005,465	8,073,320	6,440,098
Subordinated debt		—	—	—	0	—
Other short term financial liabilities		—	—	5,511	136,803	—
Trade and other payables		330,590	209,032	308,642	298,235	391,572
Provisions for employee benefits		—	—	—	187,857	—
Deferred revenue		—	—	—	131,347	1,501,133
Current tax liabilities		—	—	—	0	—
Deferred tax liabilities		—	—	—	0	—
Equity		1,118,002	1,724,546	2,487,982	2,359,248	2,229,366
Paid in capital		0	0	—	0	0
Retained earnings		142,794	620,647	1,153,631	1,054,935	841,574
Share premium		—	—	—	0	—
Treasury shares		—	—	—	0	—
Donated equity		531,934	454,891	435,811	717,348	743,320
Equity reserves		33,172	36,994	128,800	227,924	308,816
Other equity interest		410,102	612,014	769,739	359,041	335,655

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